How to Obtain Your Federal Student Loan Information

Borrowers looking to take advantage of the Student Loan Consolidation Program are finding it more difficult to complete the application as lenders no longer have the ability to pre-print the loan information.

Getting A Hispanic College Scholarship

A college scholarship is a great way to defray the high costs of college. You can get one or multiple scholarships, and there are scholarships that are specifically for those of Hispanic heritage. Find out where they are and what is required to get them.

Lower GPA Proposed - To Retain Lottery Scholarship

The Tennessee Higher Education Commission (THEC) has recommended lowering the minimum grade point average in order for college students to keep their state lottery scholarships.

Dealing with Financial Aid in Graduate School

How to navigate graduate school financial aid.

Paying for College - How Much to Save?

When parents first start trying to decide how much to save, they often get overwhelmed by the cost of a college education. Children born today will face college costs that are 3 to 4 times current prices. When determining how much to save for your child's education, consider the one-third rule. Essentially, one-third will be coming from past income (savings), one-third from current income, and one-third from future income (loans). This lets you spread the cost of a college education over an extended period of time.

College Saving Plans - 529 Plan Options and Facts

A 529 plan is a state-operated investment plan that gives families a federal, tax-free way to save money for college. 529 plans come in two varieties: (1) college saving plans, and (2) prepaid tuition plans. Many states offer both options but every state has at least one of these two options. College savings plans let parents use their plan funds for college expenses at any college. Prepaid tuition plans let parent's lock-in future tuition at in-state public colleges at present prices.

Private Scholarships - The Billion Dollar Rip-off

Towards the end of every school year, most non-profit organizations hold their Awards Banquets where worthy students are honored with various scholarships. Since the awarding organization is primarily giving the money to be used for the student's education, they simply ask the family where the student will be attending, and parents, unaware of the pitfall, tell them. Virtually all such organizations are responsible for the fatal error of making the check payable to the student AND the college. So sets the stage for the billion dollar scholarship rip-off.

Tuition and Education

Most students who pay for tuition have fees that are greater than their savings. Thus, some students have to take part time jobs and/or take out loans. Those who take part time jobs worry about handling both the course load and working. Those who take out loans have to ensure they are able to repay or else risk bad credit ratings.

Student Loans Going Under Serious Review

Student loans and the current practices from which they are presented, at the college level advisories, is finally going under federal reviews. For far too long, colleges and universities have been compensated by major lending institutions at the expense of the college students in attendance at these same universities, when suggesting or steering unsuspecting students toward kick-back lenders.

What If I Need A Student Loan But I Have Bad Credit?

Getting a Student Loan with Bad Credit is no longer a utopian idea. Yet, though doable, it is certainly not easy to achieve. Sometimes, a single loan is not enough to pay for college studies and a combination of loans is needed.

How to Find Student Loans and Scholarships for Single Mothers

Looking for student loans and scholarships for single mothers is not easy. There are many single mothers who want the opportunity to go back to school, but don't know how to go about seeking the funds to pay for it. This article discusses the options available to single mothers.

How To Find Free College Grant Money

College is expensive but there is no reason you should fund it out of your own pocket. While a student loan needs to be paid back, neither college grants nor college scholarships need to be paid back, and there are a ton of these going un-awarded each year because nobody applied for them!