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    27 Ways to Reduce Your Merchant Account Chargebacks
    When your merchant account provider reverses a customer's transaction as a result of his disputing the charge, then, unless you successfully challenge the reversal, you lose the sales proceeds, incur any shipping & handling costs and are levied a chargeback fee of $25 to $50.And, an excessive history of chargebacks may result in the disastrous consequence of losing your merchant account and your ability to accept credit cards.So, it's obviously important to take prudent steps to minimize the occurrences of chargebacks - especially if your transaction volume is high.The disputes are usually based on a customer's cla
    in amount of free editorial space. This free editorial space essentially doubles the amount of space you get for a given amount of money. This editorial space is devoted to an article about the company or individual or product, and it has the added cachet of seeming to be work of an outside source. The editorial company be written by the publication staff, or the advertiser may provide the copy.

    GO WHERE THE PEOPLE ARE. Can you open sales information booths at community fairs, festivals and swap meets? This promotional technique can work for gift retailers, craftspeople, and personal s

    Be Rebellious
    In order to get consumers (whether they are retail or service customers or business- to-business audiences) to notice an advertising message, many companies resort to loudness and one-upmanship. Neither of these tactics works in the long run.If your competition is talking loudly and you decide to yell louder, what do you think they will do? Yep. They’ll start to scream. Nobody wins a shouting match when it comes to advertising. And usually you’ll find you even lose a few customers in the process because they can’t stand the noise.It’s the same with one-upmanship. If you have to compete on more and better coupon
    If you are trying to promote your business now, you can move in one of two directions:

    You can take the conventional route to promotion and mount an elaborate media campaign, spending a considerable amount of money.

    You can let your creative juices flow and mount a low-cost promotion effort, using a potpourri of attention-getting strategies to bring your message to the buying public. Now, to be sure, conventional advertising is valuable. If your enterprise is large enough or if you're selling numerous product lines, you may find that a full-fledged media campaign is the most efficient and cost effective way to promote your business.

    If money is tight, however, or you're not sure you can amortize the heavy cost of a media campaign over a period of time, the following is a assortment of low-cost techniques you can try. Not all may be appropriate for your particular business, and certainly it would be costly to try them all. But you're sure to find some ideas that will work for you.

    PARTIES. Everyone loves a party. Why not celebrate the anniversary of your business or some special holiday by offering baked goods and beverages? If you're running a service business, perhaps you can offer an open house or obtain a small banquet room in your community. Besides refreshments, be sure the place is brightly decorated.

    GREETING CARDS. Do you send out greeting cards to major customers or clients? Holidays, birthdays, and anniversaries make nice greeting card occasions. Greeting cards create enormous goodwill and keep your name in front of people.

    SEMINARS. In this information hungry age, people love to receive advice, especially about their personal needs and hobbies. If you sell health foods or run fitness classes, perhaps you can offer "wellness" seminars during lunchtime to your area's business community. If you're an interior decorator, perhaps you can offer one-hour decorating workshops to any group of ten people who will gather in someone's home. If you're running a printing business, perhaps you can offer tours and layout seminars at your plant.

    MAGAZINES. For free advertising space, many publications will write an article about you or your product if you purchase advertising space with them. One way publications sell advertising space is to agree that if the advertiser purchases the ad, he will also receive a certain amount of free editorial space. This free editorial space essentially doubles the amount of space you get for a given amount of money. This editorial space is devoted to an article about the company or individual or product, and it has the added cachet of seeming to be work of an outside source. The editorial company be written by the publication staff, or the advertiser may provide the copy.

    GO WHERE THE PEOPLE ARE. Can you open sales information booths at community fairs, festivals and swap meets? This promotional technique can work for gift retailers, craftspeople, and personal se

    Small Business Ideas for Working at Home
    Almost everyone it seems thinks that working from home is a great goal. This is very true, if you have the discipline to stay focused without constant supervision. There are literally thousands of small business ideas with many that would allow you to work from home. Here are a few things to consider before you quit your job and follow your dreamFIND WHAT YOU LOVE TO DO The key to any successful small business is to understand the market and your own personal talents. It doesn't matter that some businesses may offer more money. If you don't love the work, you won't be willing to make the effort necessary to be successful i
    ficient and cost effective way to promote your business.

    If money is tight, however, or you're not sure you can amortize the heavy cost of a media campaign over a period of time, the following is a assortment of low-cost techniques you can try. Not all may be appropriate for your particular business, and certainly it would be costly to try them all. But you're sure to find some ideas that will work for you.

    PARTIES. Everyone loves a party. Why not celebrate the anniversary of your business or some special holiday by offering baked goods and beverages? If you're running a service business, perhaps you can offer an open house or obtain a small banquet room in your community. Besides refreshments, be sure the place is brightly decorated.

    GREETING CARDS. Do you send out greeting cards to major customers or clients? Holidays, birthdays, and anniversaries make nice greeting card occasions. Greeting cards create enormous goodwill and keep your name in front of people.

    SEMINARS. In this information hungry age, people love to receive advice, especially about their personal needs and hobbies. If you sell health foods or run fitness classes, perhaps you can offer "wellness" seminars during lunchtime to your area's business community. If you're an interior decorator, perhaps you can offer one-hour decorating workshops to any group of ten people who will gather in someone's home. If you're running a printing business, perhaps you can offer tours and layout seminars at your plant.

    MAGAZINES. For free advertising space, many publications will write an article about you or your product if you purchase advertising space with them. One way publications sell advertising space is to agree that if the advertiser purchases the ad, he will also receive a certain amount of free editorial space. This free editorial space essentially doubles the amount of space you get for a given amount of money. This editorial space is devoted to an article about the company or individual or product, and it has the added cachet of seeming to be work of an outside source. The editorial company be written by the publication staff, or the advertiser may provide the copy.

    GO WHERE THE PEOPLE ARE. Can you open sales information booths at community fairs, festivals and swap meets? This promotional technique can work for gift retailers, craftspeople, and personal s

    What You Need To Start Your Own Business
    Your business will need to belong to certain fields in order to qualify for government finance. Moreover, you’ll need to present a business plan with market analysis and other provisions. Some government agencies offer loans but also grants which you won’t have to repay. You can contact the different agencies for more information or search the net to find out about the different programs.Starting Business Loans If you don’t fall into the categories required to obtain government funds, you will need to resort to private funding. This also has its tricks, there are different kinds of business loans and not all of th
    usiness, perhaps you can offer an open house or obtain a small banquet room in your community. Besides refreshments, be sure the place is brightly decorated.

    GREETING CARDS. Do you send out greeting cards to major customers or clients? Holidays, birthdays, and anniversaries make nice greeting card occasions. Greeting cards create enormous goodwill and keep your name in front of people.

    SEMINARS. In this information hungry age, people love to receive advice, especially about their personal needs and hobbies. If you sell health foods or run fitness classes, perhaps you can offer "wellness" seminars during lunchtime to your area's business community. If you're an interior decorator, perhaps you can offer one-hour decorating workshops to any group of ten people who will gather in someone's home. If you're running a printing business, perhaps you can offer tours and layout seminars at your plant.

    MAGAZINES. For free advertising space, many publications will write an article about you or your product if you purchase advertising space with them. One way publications sell advertising space is to agree that if the advertiser purchases the ad, he will also receive a certain amount of free editorial space. This free editorial space essentially doubles the amount of space you get for a given amount of money. This editorial space is devoted to an article about the company or individual or product, and it has the added cachet of seeming to be work of an outside source. The editorial company be written by the publication staff, or the advertiser may provide the copy.

    GO WHERE THE PEOPLE ARE. Can you open sales information booths at community fairs, festivals and swap meets? This promotional technique can work for gift retailers, craftspeople, and personal s

    Looking for Ways to Improve the Bottom Line? Think Print!
    If this sounds ridiculous to you then chances are you really should read this article.Fact is that print is one of the biggest areas of unregulated expense within an organization. In fact, most companies ignore expenses associated with printing. This typically results in un-metered costs, escalating waste and increased obsolescence from this business necessity. Just like any resource area, an audit will help you identify areas that can be optimized and improved.How Can You Start?Companies can begin to streamline their printing expenses by enlisting the help of an organization skilled in corporate printing audits. P
    llness" seminars during lunchtime to your area's business community. If you're an interior decorator, perhaps you can offer one-hour decorating workshops to any group of ten people who will gather in someone's home. If you're running a printing business, perhaps you can offer tours and layout seminars at your plant.

    MAGAZINES. For free advertising space, many publications will write an article about you or your product if you purchase advertising space with them. One way publications sell advertising space is to agree that if the advertiser purchases the ad, he will also receive a certain amount of free editorial space. This free editorial space essentially doubles the amount of space you get for a given amount of money. This editorial space is devoted to an article about the company or individual or product, and it has the added cachet of seeming to be work of an outside source. The editorial company be written by the publication staff, or the advertiser may provide the copy.

    GO WHERE THE PEOPLE ARE. Can you open sales information booths at community fairs, festivals and swap meets? This promotional technique can work for gift retailers, craftspeople, and personal s

    The SKINNY on Radio Advertising
    From meager beginnings in 1920, radio has grown with us to be a major player in advertising. The radio industry says they get about 8 percent of all advertising bucks. Not bad when you consider the many ways to hawk your service or productThey get their fair share because radio works. With over twelve THOUSAND radio stations in the country, the music and news they broadcast is everywhere.Radio is the mobile medium. Few cars have TV’s up front, and few drivers can read the New York Times while driving (safely). The advertising on radio targets you passively. You don't have to be looking at it or reading it to ge
    in amount of free editorial space. This free editorial space essentially doubles the amount of space you get for a given amount of money. This editorial space is devoted to an article about the company or individual or product, and it has the added cachet of seeming to be work of an outside source. The editorial company be written by the publication staff, or the advertiser may provide the copy.

    GO WHERE THE PEOPLE ARE. Can you open sales information booths at community fairs, festivals and swap meets? This promotional technique can work for gift retailers, craftspeople, and personal service firms. If you have the people and the time, can you handle regional fairs or even trade shows?

    COMMUNITY SERVICE. Nothing brings you to the attention of the people faster-or more favorably-than community service. Ask yourself how your enterprise can be a "good neighbor" to your community. If you're running a lawn care and gardening service, perhaps you can offer one season's services at no charge to a needy charitable organization or nursing home in your area. Hundreds of people will hear about your work in the process. Volunteer for various community causes. If appropriate, you can step in during community emergency, offering products and services to help an organization or individuals in need.

    BADGES AND NOVELTIES. You can easily and inexpensively produce badges, bumper stickers, book covers, and other novelty items for distribution in your area. You can imprint your business name and the first names of the customers on many of these products at little cost and distribute them for free. Or you can tie your novelty program into a contest: once a month, you can offer a prize to any individual whose car happens to carry one of your bumper stickers or badges with peel-off coupons, redeemable at your place of business.

    CELEBRITY VISITS. With a bit of persistence, you may be able to arrange to have a local media celebrity, public official, or entertainment personally-even a fictitious cartoon character or clown-visit your service. The celebrity can sign autographs, read stories to children, perform cooking demonstrations, or perform any one of a hundred other traffic-building activities.

    By all means, advertise in the media if you can. But don't neglect your greatest promotional asset-your mind. Ponder the products, services and events you can offer the community and devise a creative promotional strategy around them. You'll have to invest a bit of time and energy in the project, but the payoff will be worth it. You'll save hundreds-or even thousands-of advertising dollars and better yet, you'll travel a well-worn shortcut to profit.

    I hope this helps in your future marketing decisions

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