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    u were on a website, looking to buy a widget, would you want to take the time to mail a check or money order, or do you plan on making a purchase right then with your debit or credit card? Most people don’t want to take the time to write and mail a check or money order for an online purcha
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    Merchant account services are the services that allow you to accept credit cards as payments, both online and off, and help you handle the credit card transaction processing. Without merchant accounts, your customers would have to pay with cash or check- and believe it or not, most customers will spend more if they can swipe their card and worry about the bill later.

    The Cost of Accepting Credit Cards

    Merchant accounts can be costly. There are numerous providers of merchant accounts that are reputable and offer good value for their service- but there are even more providers of merchant accounts that charge excessive fees and have hidden expenses that you were not aware of when agreeing to use their service to accept credit cards online.

    Fees range from per transaction fees (usually a percentage or a few cents on each card processed) to monthly or annual maintenance fees that can range from a few dollars to a few hundred dollars.

    Online Businesses Need Merchant Accounts

    Online merchant accounts are crucial to having a successful online business venture. Consider it from the eyes of a customer: if you were on a website, looking to buy a widget, would you want to take the time to mail a check or money order, or do you plan on making a purchase right then with your debit or credit card? Most people don’t want to take the time to write and mail a check or money order for an online purchas

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    rs will spend more if they can swipe their card and worry about the bill later.

    The Cost of Accepting Credit Cards

    Merchant accounts can be costly. There are numerous providers of merchant accounts that are reputable and offer good value for their service- but there are even more providers of merchant accounts that charge excessive fees and have hidden expenses that you were not aware of when agreeing to use their service to accept credit cards online.

    Fees range from per transaction fees (usually a percentage or a few cents on each card processed) to monthly or annual maintenance fees that can range from a few dollars to a few hundred dollars.

    Online Businesses Need Merchant Accounts

    Online merchant accounts are crucial to having a successful online business venture. Consider it from the eyes of a customer: if you were on a website, looking to buy a widget, would you want to take the time to mail a check or money order, or do you plan on making a purchase right then with your debit or credit card? Most people don’t want to take the time to write and mail a check or money order for an online purcha

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    even more providers of merchant accounts that charge excessive fees and have hidden expenses that you were not aware of when agreeing to use their service to accept credit cards online.

    Fees range from per transaction fees (usually a percentage or a few cents on each card processed) to monthly or annual maintenance fees that can range from a few dollars to a few hundred dollars.

    Online Businesses Need Merchant Accounts

    Online merchant accounts are crucial to having a successful online business venture. Consider it from the eyes of a customer: if you were on a website, looking to buy a widget, would you want to take the time to mail a check or money order, or do you plan on making a purchase right then with your debit or credit card? Most people don’t want to take the time to write and mail a check or money order for an online purcha

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    to monthly or annual maintenance fees that can range from a few dollars to a few hundred dollars.

    Online Businesses Need Merchant Accounts

    Online merchant accounts are crucial to having a successful online business venture. Consider it from the eyes of a customer: if you were on a website, looking to buy a widget, would you want to take the time to mail a check or money order, or do you plan on making a purchase right then with your debit or credit card? Most people don’t want to take the time to write and mail a check or money order for an online purcha

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    u were on a website, looking to buy a widget, would you want to take the time to mail a check or money order, or do you plan on making a purchase right then with your debit or credit card? Most people don’t want to take the time to write and mail a check or money order for an online purchase- not having the ability to accept credit or debit cards will severely hurt your business as an online merchant.

    As the merchant, credit and debit cards make your life easier, as well. You get your money much faster than waiting for a customer to write and mail a check or money order; and you don’t have to wait for the payment to clear the bank before you can mail out their purchase. Credit card payments offer you payment within a day or two of the customer putting in the card details.

    Deciding if a Merchant Account is Worth the Fees

    So are the fees that are paid for merchant accounts worth the value the accounts provide your business? It all depends on the type of business you are operating and the volume of sales you process on a given month, as well as the merchant account provider you choose to go with. Merchant account providers are not a one-size-fits-all solution for every business, and you really need to do a little research before selecting a provider. Consider the per transaction fee, the application fee, monthly maintenance fee, set up fee, and any annual membership charges you must pay. Do you have to

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