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    PR Campaigns - How To Get To Grips With The Media
    If you’re serious about getting great results from your PR you may find that you have to severely challenge your current reading habits. A recent client completed her PR assessment form with a comment about how she had always read a certain paper because her parents had and she’d just fallen into the habit too. She now realised that she had to read a lot more widely to understand the amount of opportunities that are out there, and which ones would work for her.I wonder how many of us are also guilty of falling into media comfort zones. And what can we do about it?But before, I spill the beans; I thought I’d remind you about the importance of knowing The Sun from The Daily Mail, or Arena from Loaded. There are 4 main reasons why being media savvy will help your PR.1. You will be aware of what publications are out there and therefore aware of all the opportunities open to you.2. Different publications, even in the same niche, require a different approach. Both Woman and Good Houseke
    16.Various Service Industries
    17.Pest Control companies
    18.Mail and Packaging Centers
    19.Building Maintenance Services
    - And many others . . .

    Typical Business Note Buying Criteria

    A. "First" position as lien holder
    B. Substantial down payment (usually 30%-35% minimum)
    C. "Seasoning" (3-5 timely payments made already)
    D. Buyer's previous experience in business
    E. Buyer has good Fico credit score (625-650 or above)
    F. Note must be fully amortized and in first position
    G. Note must be personally guaranteed

    While these are typical criteria desired, but each transaction is considered on its own terms and strengths. Every note is reviewed on an individual basis.

    I personally believe that most important reason to sell your business note today is that you take advantage

    Are you Ready for Start-up Financing The Marketing Plan - from a South African Perspective
    Marketing Mix:1. The product and service to offer your customers.2. How you will make your products available to your customers.3. How you will communicate the benefits of your products and persuade customers to buy them.4. The price that you will charge your customers.This is called the marketing mix. It consists of everything you can do to influence the demand for your products or service. Every entrepreneur must develop his own marketing strategy on the basis of these four elements.1. PRODUCT/ SERVICE2. PROMOTION3. PLACE4. PRICEThe entrepreneur has control over the marketing mix and can vary it to suit the needs of his customers and the resources of his business. Customers are continually matching their need with the products offered by your competitors. You know your target market and their needs and from analysing your competitors you can identify what they offer the consumer through the marketing mix. This determines what your mark
    Business notes are created when a business owner sells a business using owner-financing. Seller Financed Business Notes, or Seller Carry-Back Notes, are almost identical to Owner Financed Mortgage Notes, except that they are notes created from the sale of a business instead of a home or property.

    It is significantly more difficult to get a bank loan for the purchase of a small business than it is to get a loan for the purchase of a home. Businesses historically have a high failure rate, and often do not have enough collateral to satisfy a bank loan.

    It is very common for the seller of a business to take back a note (or "carry the loan") to help with the sale of the business. Business sellers usually have no choice but to offer seller-financing. They often accept a down payment for part of the sale, and a promissory business note for the balance. The usual down payment is 33-1/3%, and the seller receives a monthly payment from the buyer for 5 to 7 years. There may or may not be a balloon, interest rate is negotiated.

    A true business note does not have real-estate as part of the collateral, the security for the note. Here is an easy way to think about that. Think about any store in any mall you’ve ever been in. The owner of the mall leases the individual spaces to business owners, who then operate their business out of those spaces. The owner of business can sell that business at any time in the future, but what he is selling? He doesn’t own the real estate; he doesn’t even own the space he’s operating out of. However he can certainly sell the business. Therefore, when we talk about a true business note, we are talking about the sale of business only, where there is no real estate involved.

    There are times when the seller is content to receive the payments over many years but it is often the case that they have needs for a lump sum payment instead of collecting the payments over time. The person holding the note however does not want to wait that long to receive all the money from the business, so he or she looks for a someone to buy all or part of the note being held.

    10 Top reasons business note holders may want to sell their business note:

    1. To Raise cash.
    2. To Eliminate debt
    3. To have the capital to start their next project
    4. Enhance their investment portfolio or planning a new investment strategy
    5. Want to buy real estate, home, car, boat or plane?
    6. Need to pay for a medical emergency?
    7. Need to fund a child's education?
    8. To Fund their favorite cause or charity
    9. To Eliminate the hassle and worry of collecting payments
    10. Or just want to take the vacation of a lifetime?

    To meet your current financial objectives, you can now sell your business notes. In some cases you can sell all the remaining payments of your business note, while in other cases you may sell just enough payments to meet your need. And don't worry about your business's buyer. When you sell your note, the sale does not affect the buyer at all. Their contract terms remain the same.

    There is such a broad range of different types of business notes that can be purchased, it would be impossible to list them all. Eligible Businesses on which NOTES are sold include, but are not limited to:

    1.Dry cleaners
    2.Laundries
    3.Mini-Markets
    4.Liquor Stores
    5.Auto Repair Shops
    6.Gas Stations
    7.Tire Stores
    8.Florists
    9.Hair, Nail and Day Salons
    10.Dental Practices
    11.Medical Practices
    12.Printers
    13.Convenience Stores
    14.Restaurants/ Bars
    15.Manufacturing Companies
    16.Various Service Industries
    17.Pest Control companies
    18.Mail and Packaging Centers
    19.Building Maintenance Services
    - And many others . . .

    Typical Business Note Buying Criteria

    A. "First" position as lien holder
    B. Substantial down payment (usually 30%-35% minimum)
    C. "Seasoning" (3-5 timely payments made already)
    D. Buyer's previous experience in business
    E. Buyer has good Fico credit score (625-650 or above)
    F. Note must be fully amortized and in first position
    G. Note must be personally guaranteed

    While these are typical criteria desired, but each transaction is considered on its own terms and strengths. Every note is reviewed on an individual basis.

    I personally believe that most important reason to sell your business note today is that you take advantage

    Mixed bag in Economic Recovery for VT, NH and ME
    Northern New England is emerging from its economic recession steadily, no one is breaking any speed records but all is not down and out as predicted. Some industry sectors are blasting right along. New Nano and Bio tech are strong and people are getting high paying jobs, while others in the areas of VT, NH, ME are saying that summer vacation rentals are not doing looking so hot as one property management consultant told us. Although from what we could tell it looks good. Another income property owner confirmed this who owns properties along 95 all the way into FL. ME is not great, NH is not as good either and a few have given up this year. In NH a 3 bedroom, private dock and hot tub with two boats was going for only $2,000 per week on a lake that was last year and this year about $1800.00 some only $1200 per week; such a deal for a vacation. On the commercial side we are seeing Grubb and Ellis, Prudential, CB Richard Commercial etc. are inundated with properties and eager investors are looking to buy anythin
    refore, when we talk about a true business note, we are talking about the sale of business only, where there is no real estate involved.

    There are times when the seller is content to receive the payments over many years but it is often the case that they have needs for a lump sum payment instead of collecting the payments over time. The person holding the note however does not want to wait that long to receive all the money from the business, so he or she looks for a someone to buy all or part of the note being held.

    10 Top reasons business note holders may want to sell their business note:

    1. To Raise cash.
    2. To Eliminate debt
    3. To have the capital to start their next project
    4. Enhance their investment portfolio or planning a new investment strategy
    5. Want to buy real estate, home, car, boat or plane?
    6. Need to pay for a medical emergency?
    7. Need to fund a child's education?
    8. To Fund their favorite cause or charity
    9. To Eliminate the hassle and worry of collecting payments
    10. Or just want to take the vacation of a lifetime?

    To meet your current financial objectives, you can now sell your business notes. In some cases you can sell all the remaining payments of your business note, while in other cases you may sell just enough payments to meet your need. And don't worry about your business's buyer. When you sell your note, the sale does not affect the buyer at all. Their contract terms remain the same.

    There is such a broad range of different types of business notes that can be purchased, it would be impossible to list them all. Eligible Businesses on which NOTES are sold include, but are not limited to:

    1.Dry cleaners
    2.Laundries
    3.Mini-Markets
    4.Liquor Stores
    5.Auto Repair Shops
    6.Gas Stations
    7.Tire Stores
    8.Florists
    9.Hair, Nail and Day Salons
    10.Dental Practices
    11.Medical Practices
    12.Printers
    13.Convenience Stores
    14.Restaurants/ Bars
    15.Manufacturing Companies
    16.Various Service Industries
    17.Pest Control companies
    18.Mail and Packaging Centers
    19.Building Maintenance Services
    - And many others . . .

    Typical Business Note Buying Criteria

    A. "First" position as lien holder
    B. Substantial down payment (usually 30%-35% minimum)
    C. "Seasoning" (3-5 timely payments made already)
    D. Buyer's previous experience in business
    E. Buyer has good Fico credit score (625-650 or above)
    F. Note must be fully amortized and in first position
    G. Note must be personally guaranteed

    While these are typical criteria desired, but each transaction is considered on its own terms and strengths. Every note is reviewed on an individual basis.

    I personally believe that most important reason to sell your business note today is that you take advantage

    How To Write A Good Press Release - Press Release Writing Tips
    Here are some press release writing tips to write a good press release. A well written press release will get you a lot of free publicity. However, reporters and journalist receive hundreds of press releases everyday and you need to ensure that you write a good press release to get their attention.Your headline forms the most important part of your press release. You need to ensure that it grabs the attention of the reader. Journalists will not read your press release if the headline does not grab their attention.Make sure that you cover a newsworthy event with enough substance to justify a press release. The first paragraph of your press release needs to cover the who, what, when, where, why, and how. Avoid sales pitches and use factual information. Tell your story in the third person and avoid "We" or "I".In your body you will expand on the detail and use quotes to personalize your press release. Write in clear plain English without cliche's and jargon using short senten
    business notes that can be purchased, it would be impossible to list them all. Eligible Businesses on which NOTES are sold include, but are not limited to:

    1.Dry cleaners
    2.Laundries
    3.Mini-Markets
    4.Liquor Stores
    5.Auto Repair Shops
    6.Gas Stations
    7.Tire Stores
    8.Florists
    9.Hair, Nail and Day Salons
    10.Dental Practices
    11.Medical Practices
    12.Printers
    13.Convenience Stores
    14.Restaurants/ Bars
    15.Manufacturing Companies
    16.Various Service Industries
    17.Pest Control companies
    18.Mail and Packaging Centers
    19.Building Maintenance Services
    - And many others . . .

    Typical Business Note Buying Criteria

    A. "First" position as lien holder
    B. Substantial down payment (usually 30%-35% minimum)
    C. "Seasoning" (3-5 timely payments made already)
    D. Buyer's previous experience in business
    E. Buyer has good Fico credit score (625-650 or above)
    F. Note must be fully amortized and in first position
    G. Note must be personally guaranteed

    While these are typical criteria desired, but each transaction is considered on its own terms and strengths. Every note is reviewed on an individual basis.

    I personally believe that most important reason to sell your business note today is that you take advantage

    The Perfect Job at Only a Click Away
    From the day we graduate college, most of us are looking for that perfect job, the one that we feel we could never get tired of, the one that we’ve been dreaming of since childhood and, of course, the one that guarantees a fair to high income monthly. However, only a few manage to actually find it, often after years of searching whilst trying many other jobs that bring no professional satisfaction whatsoever. In today’s society it has begun to be increasingly difficult to find a decent job in the same field of activity mentioned in the graduation diploma, forcing many people to rethink their plans for the future, starting with the job they want for themselves.The increasing demands and requirements from employers as well as the lack (or insufficient number) of job spots available are the most important factors of a crucial flaw in many modern societies. Although, new business opportunities and therefore new job opportunities open up every day, the unemployment rate is continuously high and the perspec
    8.Florists
    9.Hair, Nail and Day Salons
    10.Dental Practices
    11.Medical Practices
    12.Printers
    13.Convenience Stores
    14.Restaurants/ Bars
    15.Manufacturing Companies
    16.Various Service Industries
    17.Pest Control companies
    18.Mail and Packaging Centers
    19.Building Maintenance Services
    - And many others . . .

    Typical Business Note Buying Criteria

    A. "First" position as lien holder
    B. Substantial down payment (usually 30%-35% minimum)
    C. "Seasoning" (3-5 timely payments made already)
    D. Buyer's previous experience in business
    E. Buyer has good Fico credit score (625-650 or above)
    F. Note must be fully amortized and in first position
    G. Note must be personally guaranteed

    While these are typical criteria desired, but each transaction is considered on its own terms and strengths. Every note is reviewed on an individual basis.

    I personally believe that most important reason to sell your business note today is that you take advantage

    Earn A Six Figure Income As A Closeout Broker
    Closeout Brokers are in a unique position within the closeout business.Closeout brokers are facilitators that connect closeout sellers to closeout buyers. Since their business is simply making successful matches between buyers and sellers, they can earn money without having to buy, stock, or deliver products.A closeout broker is a business person that locates the owners of merchandise, negotiates a price, and then locates buyers for the merchandise. The closeout broker can either make money by marking up the merchandise, or by receiving a commission from the seller.Since the closeout broker does not stock or ship the merchandise, he can work from anywhere provided that he has a phone and an internet connection.A closeout broker can even sell the merchandise on eBay, provided that he works out the shipping details with the seller. Once the auction is done the broker would supply the seller with the customers shipping address. The order can be even shipped with the closeout br
    16.Various Service Industries
    17.Pest Control companies
    18.Mail and Packaging Centers
    19.Building Maintenance Services
    - And many others . . .

    Typical Business Note Buying Criteria

    A. "First" position as lien holder
    B. Substantial down payment (usually 30%-35% minimum)
    C. "Seasoning" (3-5 timely payments made already)
    D. Buyer's previous experience in business
    E. Buyer has good Fico credit score (625-650 or above)
    F. Note must be fully amortized and in first position
    G. Note must be personally guaranteed

    While these are typical criteria desired, but each transaction is considered on its own terms and strengths. Every note is reviewed on an individual basis.

    I personally believe that most important reason to sell your business note today is that you take advantage of the financial principle of the “Time Value of Money,” which means that a dollar is more valuable to you today than it will be in the future; you get your money before inflation kills its value.

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