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Actual for You - Postcards - Picture Perfect Promotion
Medical Billing - EA0 Record Fields 20 Through 31 motion, even when they also advertise in print, on the radio and TV, sky-writing, you name it.The EA0 record is very long and takes a while to get through it all. In this installment of our series on medical billing and the EA0 record for electronic claims submission, we're going to pick up our review of this record with field number 20.EA0 field 20, positions 80 - 94, is the referring physician number. Every registered physician in the United States has a number for each state and each agency that they bill to. This field contains their number registered with the payer that the claim is being billed to.EA0 field 21, positions 95 - 109, is the referring physician UPIN number. This is where things can really get confusing. A UPIN number is a number assigned to every physician in the United States who bills Medicare. This is only used for Medicare billing and not to be confused with the number in field 20, unless they happen to be the same number.EA0 field 22, position 110, is the referring physician tax ID type. This is a one character code that tells the payer the tax status of the physician. Most are the same, unless there are physicians who work in special clinics that are tax exempt or have different tax laws.EA0 field 23, positions 111 - 121, is the referring physicians tax ID number. This is the actual tax ID number, similar to a social security number that is assigned to the physician by the government.EA0 fields 24 - 26, positions 122 - 152, is the referring physicians last, first and middle initial. This must be filled in with the doctor's legal name on his medical license issued by the state to which he is billing.EA0 You can mail out a postcard up to 4 1/4 inches by 6 inches for between 17.5? and 19.5? first class pre-sorted. This is cheaper than the lowest letter rate which is 19? - 24? and that’s for standard, bulk rate, not first class. If you find the right company you can get 5,000 high quality, full-color, laminated postcards printed for under $400. Warren Financial Corporation of Dunedin, Florida, is an example of a company who rely entirely on postcards (and referrals) for new business. “The strange thing about postcards is that I’ll have people who will call me 6 or 8 months after I mailed them out and say, ‘I got one of your postcards and kept it.’,” says Jim Warren, the company’s owner. He buys 6,000 postcards at a time and sends out 400 every Advertising Costs Getting Too High? There is a simple but almost mystical law which governs promotion and marketing and their relationship to the amount of business generated: business will come in to the degree that you get your message out, promote, let people know you are there, advertise, write to people, call people, e-mail people and generally communicate to existing or potential clients.Everyone knows that advertising is essential to growing a business. One problem that small business owners have always faced is the high cost of marketing. Most, however don't realize that there is an effective way to reduce the cost of your advertising while - at the same time - increasing its reach.Advertising co-ops are nothing new. Usually they are a "perk" offered by major manufacturers to encourage retailers to promote their products. Because the retailer has direct access to customers that would want to buy certain products, it only makes sense that they should do joint advertising. You've seen it - McDonalds mentioning Coke in their commercials, Dell stating that you get a free Epson printer with purchase and so on.The retailer doesn't make the product the manufacturer is providing, but it IS a great match with what they DO offer. Nobody would want to eat a Big Mac without something to drink, and a computer wouldn't do a lot of good without a printer.Now you can use this same strategy to create your own advertising co-op to increase the reach of your ads and drastically reduce the cost, too.--- How It WorksGenerally speaking, the cost of any advertisements (bulk emailings, ezine ads, banners, newspaper, etc.) would be split equally between all participants. If you and two associates decide to purchase a solo ad, you would each receive equal mentions in the ad and you would each pay equal portions of the cost.So if the solo ad were going to a list of 200,000 and cost $150, each of the three would pay $50. You get to reach 200,000 people f It isn’t a fact that registers easily and it almost takes faith to follow this dictum until you have seen it work over and over in all sorts of different businesses and organizations (as I have). This law transcends market conditions, the activities of your competition, acts of terrorism, time of year, the alignment of Mars with Jupiter and all the million and one explanations we frequently fall back on when business is slow. All these conditions may be present but there is still a way to rise above them: just promote more heavily and frequently and business will start to pick up again. It never fails. It’s almost a natural instinct when times get a little tight or business is slow to cut down on expenditure. You hear people talking about tightening their belts. Too often the first expenditure companies seek to cut is their marketing and advertising dollar, and that is a serious error, a guarantee of contraction. You have to step up the promotion, not cut back. The trick is to find ways to get the maximum results with the minimum expenditure, but never to cut back and promote less. That’s suicide. Here’s one way to increase promotion while keeping costs down. You don’t have to open a postcard! We have found more and more brokers are turning to high quality, four-color postcards as the best form of direct mail. It’s time to pass on the information for those who haven’t yet discovered this cost-effective way of getting the word out and the business in. This is especially timely advice as the national anthrax scare – whether you give credence to it or not – has resulted in a certain caution when it comes to opening envelopes from unknown sources. One great advantage of the postcard is that it doesn’t have to be opened – there is nothing hidden about it and nothing to be scared of. Quite aside from the anthrax angle, the fact that a postcard doesn’t need to be opened has another advantage: it has a chance to get its message across before it is dropped into the garbage can as “junk mail.” An envelope can be tossed in the trash without even being opened, allowing the hard-hitting promotional material inside no chance at all to get its message across. The chances are fairly high that if you have a brightly colored image on the front of your postcard it will attract enough attention to get an initial glance. If your headline is a good one and invites further interest, then your postcard will be read and you will have succeeded in delivering your message. If the reader is even vaguely interested in what you are trying to sell, you may well get a visit or a call. Cost-effective! Even though it is imperative to promote more than ever when the economy is sticky or business is slow, that doesn’t mean you can’t cut costs in the process. Many brokers are convinced that a full-color postcard with the right message on it, mailed out to previous clients (for re-financing for example) or to prospective borrowers gets the most bang for the advertising buck of any form of promotion, even when they also advertise in print, on the radio and TV, sky-writing, you name it. You can mail out a postcard up to 4 1/4 inches by 6 inches for between 17.5? and 19.5? first class pre-sorted. This is cheaper than the lowest letter rate which is 19? - 24? and that’s for standard, bulk rate, not first class. If you find the right company you can get 5,000 high quality, full-color, laminated postcards printed for under $400. Warren Financial Corporation of Dunedin, Florida, is an example of a company who rely entirely on postcards (and referrals) for new business. “The strange thing about postcards is that I’ll have people who will call me 6 or 8 months after I mailed them out and say, ‘I got one of your postcards and kept it.’,” says Jim Warren, the company’s owner. He buys 6,000 postcards at a time and sends out 400 every m Project Lifecycle Processes - Phase 3 – Delivery Phase a way to rise above them: just promote more heavily and frequently and business will start to pick up again. It never fails.The purpose of the Delivery phase to design, develop, test, implement and hand over the solution identified in Phase 2, the Feasibility Study Phase.Key Players - The key players within the Delivery Phase are:the Business Sponsor who is responsible for providing overall direction of the project and for ensuring that periodic reviews or health checks are performed; the Sponsor's Representative who is responsible for representing the Business Sponsor on day-to-day matters and issues; the Project Manager who is responsible for managing this phase of the project, including controlling, monitoring, reviewing and reporting; the Stakeholders who are responsible for confirming the correct interpretation of the Users’ requirements; Process Description & Recommendations The Project Manager must:Create and continuously update the Project Management Plan;Implement best-practice project controls;Continuously monitor and control the project;Continuously review the project deliverables; The Business Sponsor should ensure that towards the end of each Stage, or at least every 3 months, a review or health check is performed to: Confirm that the project remains in accordance with the corporate business objec It’s almost a natural instinct when times get a little tight or business is slow to cut down on expenditure. You hear people talking about tightening their belts. Too often the first expenditure companies seek to cut is their marketing and advertising dollar, and that is a serious error, a guarantee of contraction. You have to step up the promotion, not cut back. The trick is to find ways to get the maximum results with the minimum expenditure, but never to cut back and promote less. That’s suicide. Here’s one way to increase promotion while keeping costs down. You don’t have to open a postcard! We have found more and more brokers are turning to high quality, four-color postcards as the best form of direct mail. It’s time to pass on the information for those who haven’t yet discovered this cost-effective way of getting the word out and the business in. This is especially timely advice as the national anthrax scare – whether you give credence to it or not – has resulted in a certain caution when it comes to opening envelopes from unknown sources. One great advantage of the postcard is that it doesn’t have to be opened – there is nothing hidden about it and nothing to be scared of. Quite aside from the anthrax angle, the fact that a postcard doesn’t need to be opened has another advantage: it has a chance to get its message across before it is dropped into the garbage can as “junk mail.” An envelope can be tossed in the trash without even being opened, allowing the hard-hitting promotional material inside no chance at all to get its message across. The chances are fairly high that if you have a brightly colored image on the front of your postcard it will attract enough attention to get an initial glance. If your headline is a good one and invites further interest, then your postcard will be read and you will have succeeded in delivering your message. If the reader is even vaguely interested in what you are trying to sell, you may well get a visit or a call. Cost-effective! Even though it is imperative to promote more than ever when the economy is sticky or business is slow, that doesn’t mean you can’t cut costs in the process. Many brokers are convinced that a full-color postcard with the right message on it, mailed out to previous clients (for re-financing for example) or to prospective borrowers gets the most bang for the advertising buck of any form of promotion, even when they also advertise in print, on the radio and TV, sky-writing, you name it. You can mail out a postcard up to 4 1/4 inches by 6 inches for between 17.5? and 19.5? first class pre-sorted. This is cheaper than the lowest letter rate which is 19? - 24? and that’s for standard, bulk rate, not first class. If you find the right company you can get 5,000 high quality, full-color, laminated postcards printed for under $400. Warren Financial Corporation of Dunedin, Florida, is an example of a company who rely entirely on postcards (and referrals) for new business. “The strange thing about postcards is that I’ll have people who will call me 6 or 8 months after I mailed them out and say, ‘I got one of your postcards and kept it.’,” says Jim Warren, the company’s owner. He buys 6,000 postcards at a time and sends out 400 every Airline Customer Service Careers mail. It’s time to pass on the information for those who haven’t yet discovered this cost-effective way of getting the word out and the business in.The US airline industry is gradually moving away from all the bloodletting that brought about the bankruptcy of four major carriers over the past several years while at the same time marked the emergence of many discount carriers into the forefront of the business. Indeed, the face of commercial aviation has changed dramatically over the past decade and it now appears that the worst is behind us. This does not mean that further layoffs and downsizings are not possible, but for the person seeking a customer service career in the aviation industry, the future has brightened considerably.Customer service opportunities with the airlines includes the following job titles: reservation agents, ramp agents, line service technicians, customer service agents, baggage handlers, and various management positions including station manager, customer service manager, and airport operations manager. Similar job titles exist, but for the sake of brevity in using the term “airline customer service” I mean those ground personnel tasked with assisting customers as they get to and from their destinations.So, exactly who is hiring? Well, on any given day just about everyone could be. The turn over rate for customer service personnel can be high, depending on the airline and the working conditions. To make it easier on you, the following is a break down of the various airlines who hire customer service agents. In most cases you will work directly for the airline but in some cases a position may be with a vendor or for the airport authority itself.Legacy Carriers – American, Continen This is especially timely advice as the national anthrax scare – whether you give credence to it or not – has resulted in a certain caution when it comes to opening envelopes from unknown sources. One great advantage of the postcard is that it doesn’t have to be opened – there is nothing hidden about it and nothing to be scared of. Quite aside from the anthrax angle, the fact that a postcard doesn’t need to be opened has another advantage: it has a chance to get its message across before it is dropped into the garbage can as “junk mail.” An envelope can be tossed in the trash without even being opened, allowing the hard-hitting promotional material inside no chance at all to get its message across. The chances are fairly high that if you have a brightly colored image on the front of your postcard it will attract enough attention to get an initial glance. If your headline is a good one and invites further interest, then your postcard will be read and you will have succeeded in delivering your message. If the reader is even vaguely interested in what you are trying to sell, you may well get a visit or a call. Cost-effective! Even though it is imperative to promote more than ever when the economy is sticky or business is slow, that doesn’t mean you can’t cut costs in the process. Many brokers are convinced that a full-color postcard with the right message on it, mailed out to previous clients (for re-financing for example) or to prospective borrowers gets the most bang for the advertising buck of any form of promotion, even when they also advertise in print, on the radio and TV, sky-writing, you name it. You can mail out a postcard up to 4 1/4 inches by 6 inches for between 17.5? and 19.5? first class pre-sorted. This is cheaper than the lowest letter rate which is 19? - 24? and that’s for standard, bulk rate, not first class. If you find the right company you can get 5,000 high quality, full-color, laminated postcards printed for under $400. Warren Financial Corporation of Dunedin, Florida, is an example of a company who rely entirely on postcards (and referrals) for new business. “The strange thing about postcards is that I’ll have people who will call me 6 or 8 months after I mailed them out and say, ‘I got one of your postcards and kept it.’,” says Jim Warren, the company’s owner. He buys 6,000 postcards at a time and sends out 400 every Get Customers to Stop Calling You--12 Easy Ways to Save Money with Online Customer Support across.Despite rumors to the contrary, the Web is not dead. More people are using it, they have faster bandwidth, and in many cases Net-time is taking over TV- time. It's no wonder more users are turning to the Net for help, rather than the telephone. So why not take advantage by offering your customers help online after the sale? Given that the average customer care call is $33, it's a great way to please customers that prefer the Web over a phone queue and save money too.Not that you ever want to drive customers away. After all, keeping a good customer is a whole lot cheaper than acquiring a new one. The idea is to move the majority of calls to self-help and reserve quality time for those customers that need to speak to a real person. If you guide certain customers towards answering questions themselves, make it a good experience, and offer incentives for usage, self-help will be their first choice.The type of online support required for each customer and for each problem may be different, so it's best to provide a range of self-help options and let customers choose what works for them. Online support comes in many forms, but for now we'll focus on the least expensive FAQs (Frequently Asked Questions), Enhanced FAQs, discussion boards, and email. It's better to start with a few options first, and do them well, rather than trying to do everything at once. Offering a good help experience to people who use the Web regularly makes them more likely to turn to the Web for assistance again and again.1. Determine Your Online Support S The chances are fairly high that if you have a brightly colored image on the front of your postcard it will attract enough attention to get an initial glance. If your headline is a good one and invites further interest, then your postcard will be read and you will have succeeded in delivering your message. If the reader is even vaguely interested in what you are trying to sell, you may well get a visit or a call. Cost-effective! Even though it is imperative to promote more than ever when the economy is sticky or business is slow, that doesn’t mean you can’t cut costs in the process. Many brokers are convinced that a full-color postcard with the right message on it, mailed out to previous clients (for re-financing for example) or to prospective borrowers gets the most bang for the advertising buck of any form of promotion, even when they also advertise in print, on the radio and TV, sky-writing, you name it. You can mail out a postcard up to 4 1/4 inches by 6 inches for between 17.5? and 19.5? first class pre-sorted. This is cheaper than the lowest letter rate which is 19? - 24? and that’s for standard, bulk rate, not first class. If you find the right company you can get 5,000 high quality, full-color, laminated postcards printed for under $400. Warren Financial Corporation of Dunedin, Florida, is an example of a company who rely entirely on postcards (and referrals) for new business. “The strange thing about postcards is that I’ll have people who will call me 6 or 8 months after I mailed them out and say, ‘I got one of your postcards and kept it.’,” says Jim Warren, the company’s owner. He buys 6,000 postcards at a time and sends out 400 every Better Health With Less Fats - Do Better With Less motion, even when they also advertise in print, on the radio and TV, sky-writing, you name it.In today’s competitive market, the ones that outlast and survive are those that can do more things and programs with lesser resources. This is why increasingly, we are seeing companies’ budget requiring a reduction in overheads and capital expenditures, whilst profits and revenues are expected to increase. Companies have little choice as the marketplace, the shareholders and the investors dictate this. As with eating, in company less corporate fats really does mean more.Carl von Clausewitz, a nineteenth-century Austrian officer who fought in the Napoleonic wars and is regarded as the ‘father’ of western military strategic thought, wrote in his classic book On War: “War is not the action of a living force upon lifeless mass, but always the collision of living forces.” And Field Marshal Montgomery said during the Normandy campaign in the Second World War: “Battle is not a one-sided affair. It is a case of action and reciprocal action repeated over and over again as contestants seek to gain position and other advantage by which they may inflict the greatest possible damage upon their respective opponents.”In other words, the enemy fights back! This is the reason that military strategists focus on the enemy. You can only be competitive when you get better whether in product/service quality, delivery, reliability, etc vis-?-vis your competition. You must also be more efficient and effective in deploying your resources.What the world is facing now is the global situation of excess capacity and oversupply. These excess capacities could last You can mail out a postcard up to 4 1/4 inches by 6 inches for between 17.5? and 19.5? first class pre-sorted. This is cheaper than the lowest letter rate which is 19? - 24? and that’s for standard, bulk rate, not first class. If you find the right company you can get 5,000 high quality, full-color, laminated postcards printed for under $400. Warren Financial Corporation of Dunedin, Florida, is an example of a company who rely entirely on postcards (and referrals) for new business. “The strange thing about postcards is that I’ll have people who will call me 6 or 8 months after I mailed them out and say, ‘I got one of your postcards and kept it.’,” says Jim Warren, the company’s owner. He buys 6,000 postcards at a time and sends out 400 every month to highly targeted mailing lists. He leaves the back of the cards blank so that he can get a different message printed on them when he’s ready to send them. This allows for rate changes and other time-sensitive messages to be printed on at the time the postcards are going to be mailed. He used to use very basic, black and white postcards run off by his local printer but has now gone to full-color, 4 1/4” x 6” cards (the largest size you can send at the lowest mail rate) which has improved his response rate. “I have a rifle rather than a shotgun approach to marketing,” he says. “For what I do the four-color postcards are perfect.” A case in point… Sun Pacific Mortgage of Santa Rosa, California have been in business for 14 years, specializing in giving loans to people who have been turned down elsewhere. Owner Forest Tardibuono came across some management technology in 1997 and since then their income has increased by 900% and is still on the rise. One of the principles that Forest learned and really put into practice was the fact that if you want more business or new business, you have to promote. “We’re one big marketing machine,” he says. “We promote heavily and it’s then an easy job for the loan reps to pick up the loans. The sale is easy.” The company spends 14% of its gross on promotion. With an annual income of close to $2 million, that’s a sizable budget for promotion. But it is also a major factor in their continued growth. Sun Pacific order 50-60,000 postcards at a time with a selection of several different images on the cards. They have an arrangement with local title companies whereby these provide Sun Pacific with mailing lists already printed in mailing label form at no cost as an incentive for the mortgage company to use them for title work. They provide these labels as often as needed and targeted as narrowly and specifically as required. For example, Forest will ask for homeowners of a specific zip code (one that has proven profitable in the past) and will limit the search to specific categories to make sure that the mailing hits home. Getting the mailing labels free of a charge represents a considerable saving. Then Sun Pacific will send out mailings of a couple of thousand postcards once or twice a month to current or past clients, and another 3-4,000 to prospective borrowers every week, handling all the mailing in house. They use large (4 1/4” by 6”) full-color, laminated postcards which look very attractive. “We went to postcards a few years ago because I got sick of doing the bulk mailings using envelopes,” Forest admits. Folding letters and sealing envelopes is pretty labor intensive. Postcards cost less and the mail costs are lower. Forest attributes a full 20% of his business to the postcard mailings which account for the majority of their spending on print advertising/promotion for the year. “Because of the magic formula that business comes in in proportion to the postcards and other forms of promotion that go out, we get results from all quarters,” he says. Outsourcing: The above example includes networking with title companies and handling large mailings in house but this is something to work up to if you want to go that route. Few mortgage brokers have an in-house marketing department and it can be time-consuming and overwhelming to take on all of these aspects of getting postcards mailed o
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