Actual for You - Self Improvement

Some Important Factors To Think About Before Considering Gastric Bypass Surgery
For obese patients the benefits of a gastric bypass are amazing. Some of these benefits include; weight loss and in some cases elimination of diabetes, back pains and other ailments. In most cases a patient will only experience minor problems such as nausea, vomiting, constipation and other gastric disorders. It is always important to discuss the side effects with your physician. You should be informed and educated on the more serious risks of gastric bypass.Obese patients are very complicated to operate on, even more so than normal weighted patients. Complications may arise at any time for any reason so a patient should be aware of this. In some cases a patient may suffer leakage from the operation site and or inflamed intestines. The operation also depends largely upon the experience of the surgeon and how well he or she knows the procedure. It is always a good idea to check out the surgeon

ontribute, to serve and to move beyond Successful Aging which is living healthy and physically active lives to Conscious Aging.

And so, I designed a workshop program called "Harvesting a Lifetime: Living, Learning and Leaving a Legacy".

"Harvesting a Lifetime" is a program that is suited to the needs and yearnings of baby-boomers and elders whether they reside in diverse urban settings, rural areas, or gated 55+ communities. It is designed to explore:

- Who are we at this juncture of our lives?

- What lessons have we learned that the world desperately needs to learn from us?

-How can we continue to contribute in a meaningful and rich way?

-What is our legacy to our children, grandchildren and generations beyond?

- What have we left to learn?

- What do we need to resolve and move beyond?

- How do we deepen and use this gift of time we have been given?

- How do we remain relevant in a soci

Mortgage Meltdown
For the promise of a low monthly mortgage payment, the Americans snapped the expensive real estates. Now, the foreclosures of the real estate property are on the rise. It is due to several factors.During the hot real estate market (2000 - 2005), the Americans enjoy a low monthly mortgage payment and low mortgage interest rate. Looking at the monthly mortgage payment alone, they snap expensive real estates. Recently, the interest rate increased in a steady state. Thereby, the mortgage payments went too high to handle.Many homeowners have no choice. They have to sell their home. Eventually, the homes for sale flood the home market. There are too many homes that are not selling. It means the demand is low. Using the law of supply and demand, the homeowners see the home prices go down. So, they have to sell at a lower price too.Also, the mortgage delinquents for subprime mortgage hav

Ever since my first grandchild was born, I have been gripped by the idea of becoming an elder as opposed to becoming older. What's the difference you may ask? Well, I have discovered over the years that the differences are mighty and important.

Our culture is obsessively transfixed on youth. We have limitless ruminations about aging, wrinkles, frown lines, sags and bags. We have extreme make-overs, turn ducklings into swans and act as if changing the outside can make the inside more substantive, more beautiful. Now, please understand, I have nothing per se against Botox, nips, tucks and lifts. However, I know that getting older can be a rich and rewarding experience and becoming an elder is a role that far transcends whether I am wrinkled or dappled or bellied.

Becoming an elder is a role of responsibility that I am stepping into as my life has matured. It is other-people oriented, community-oriented, spirit-oriented and wisdom oriented.

In Native American culture, elders become the Chiefs, a position that denotes respect and acknowledgement of life; wisdom rather than the transfer of power. Chiefs are at a stage in life where they are looking outwards as they go deeper inward. They are concerned with the overall good of the tribe, of the passing on of history, of leaving a legacy, of negotiating conflict, bringing groups to a consensus that serves all interests, protecting the environment, providing wise counsel and of guiding the children in walking paths of authenticity and honor.

As the years have passed, I have needed to learn more. More about how other people view aging, how other cultures negotiate the transition into elder hood, and about what tools were available to assist me in better understanding myself in relationship to this new territory that I was entering.

Several years ago, I discovered Rabbi Zalman Schacter-Shalomi and what he calls Spiritual Sage-ing, a totally non-denominational, transformational view of aging, pulling guidance and teachings from all wisdom keepers and spiritual traditions from every part of the globe. This movement, Conscious Aging, as defined by Gay Luce author of "Longer Life, More Joy", defines elder-hood as a "time to discover inner richness for self development and spiritual growth." We grow into sages not by merely adding years to our lives, but by becoming wise, doing the inner work that leads over time to expanded consciousness and by maintaining a grip on the needs of our families, or community and our planet.

Why is this so important now?

Because for the first time in U.S. history, every baby boomer will be 40 years old or older - all 78 million of them! And, worldwide that numbers 98 million! This reality will not only profoundly reshape government policies and procedures and create new expectations and demands upon our society but, equally dramatically, create previously unimagined opportunities and pressures upon each of us as we approach and go beyond 40 years of age. Many of us could be living mentally and physically healthy lives way into our 80's, 90's and beyond – in effect another whole lifetime.

What we do with this new dimension of our lives; how we contribute to society and how we share the gifts of our lifetime, will become the new frontier.

I have spent over 25 years in deepening my self-knowledge; my work has been dedicated to facilitating the healing and liberation of people's abilities and spirit in both their personal and professional lives; and I continue to explore a wide array of art, writing, and spiritual teachings.

Upon reading "Aging to Saging", Rabbi Schacter-Shalomi’s groundbreaking book, I felt that I already had many of the tools necessary to work with baby-boomers and elders who wanted their lives to deepen, who wanted to contribute, to serve and to move beyond Successful Aging which is living healthy and physically active lives to Conscious Aging.

And so, I designed a workshop program called "Harvesting a Lifetime: Living, Learning and Leaving a Legacy".

- Who are we at this juncture of our lives?

- What lessons have we learned that the world desperately needs to learn from us?

-How can we continue to contribute in a meaningful and rich way?

-What is our legacy to our children, grandchildren and generations beyond?

- What have we left to learn?

- What do we need to resolve and move beyond?

- How do we deepen and use this gift of time we have been given?

- How do we remain relevant in a socie

Affordable Health Insurance for Small Businesses
Health insurance for small businesses is necessary for the safety and good health of the owner and employees. All small business establishments should have health insurance regardless of their bottom line. Health insurance rates for small businesses depend on the benefits ensured. Premiums for these insurance policies can be paid either by the employer or employees, either separately or as a group.Health insurance for small businesses is ideal for small business organizations having a minimum of 2 to 50 employees. Small business health insurance provides tax free insurance coverage to the employees of an organization. There are different policies available and they are generally formulated according to the age and number of employees, size of organization and health risks. All these factors are important in determining policy terms and benefits.Health insurance for small businesses come

ted.
In Native American culture, elders become the Chiefs, a position that denotes respect and acknowledgement of life; wisdom rather than the transfer of power. Chiefs are at a stage in life where they are looking outwards as they go deeper inward. They are concerned with the overall good of the tribe, of the passing on of history, of leaving a legacy, of negotiating conflict, bringing groups to a consensus that serves all interests, protecting the environment, providing wise counsel and of guiding the children in walking paths of authenticity and honor.
As the years have passed, I have needed to learn more. More about how other people view aging, how other cultures negotiate the transition into elder hood, and about what tools were available to assist me in better understanding myself in relationship to this new territory that I was entering.
Several years ago, I discovered Rabbi Zalman Schacter-Shalomi and what he calls Spiritual Sage-ing, a totally non-denominational, transformational view of aging, pulling guidance and teachings from all wisdom keepers and spiritual traditions from every part of the globe. This movement, Conscious Aging, as defined by Gay Luce author of "Longer Life, More Joy", defines elder-hood as a "time to discover inner richness for self development and spiritual growth." We grow into sages not by merely adding years to our lives, but by becoming wise, doing the inner work that leads over time to expanded consciousness and by maintaining a grip on the needs of our families, or community and our planet.
Why is this so important now?
Because for the first time in U.S. history, every baby boomer will be 40 years old or older - all 78 million of them! And, worldwide that numbers 98 million! This reality will not only profoundly reshape government policies and procedures and create new expectations and demands upon our society but, equally dramatically, create previously unimagined opportunities and pressures upon each of us as we approach and go beyond 40 years of age. Many of us could be living mentally and physically healthy lives way into our 80's, 90's and beyond – in effect another whole lifetime.
What we do with this new dimension of our lives; how we contribute to society and how we share the gifts of our lifetime, will become the new frontier.
I have spent over 25 years in deepening my self-knowledge; my work has been dedicated to facilitating the healing and liberation of people's abilities and spirit in both their personal and professional lives; and I continue to explore a wide array of art, writing, and spiritual teachings.
Upon reading "Aging to Saging", Rabbi Schacter-Shalomi’s groundbreaking book, I felt that I already had many of the tools necessary to work with baby-boomers and elders who wanted their lives to deepen, who wanted to contribute, to serve and to move beyond Successful Aging which is living healthy and physically active lives to Conscious Aging.
And so, I designed a workshop program called "Harvesting a Lifetime: Living, Learning and Leaving a Legacy".
"Harvesting a Lifetime" is a program that is suited to the needs and yearnings of baby-boomers and elders whether they reside in diverse urban settings, rural areas, or gated 55+ communities. It is designed to explore:
- Who are we at this juncture of our lives?
- What lessons have we learned that the world desperately needs to learn from us?
-How can we continue to contribute in a meaningful and rich way?
-What is our legacy to our children, grandchildren and generations beyond?
- What have we left to learn?
- What do we need to resolve and move beyond?
- How do we deepen and use this gift of time we have been given?
- How do we remain relevant in a soci
Peace Begins In The Mind
Peace begins in the mind. Anyone who wants to live peacefully has to start working on calming down the mind, thoughts and worries. There are various techniques to do so; one of them is of course meditation.People subconsciously long for peace, so why do they fight each other? Why are there always groups of people who fight other groups? This kind of situation has been going on from the beginning of the human race. Deep thinking on the subject will bring one to see the absurdity of this situation.Please set aside a few minutes thinking on the following ideas. What is a human being? There is a machine, the body, which is alive, because of the spirit that animates it. I won't get now into why and how it was created. The bodies of all human beings on the planet Earth are built in the same way, and are made from the same stuff. There are no bodies made from some more precious metal than othe
tual Sage-ing, a totally non-denominational, transformational view of aging, pulling guidance and teachings from all wisdom keepers and spiritual traditions from every part of the globe. This movement, Conscious Aging, as defined by Gay Luce author of "Longer Life, More Joy", defines elder-hood as a "time to discover inner richness for self development and spiritual growth." We grow into sages not by merely adding years to our lives, but by becoming wise, doing the inner work that leads over time to expanded consciousness and by maintaining a grip on the needs of our families, or community and our planet.
Why is this so important now?
Because for the first time in U.S. history, every baby boomer will be 40 years old or older - all 78 million of them! And, worldwide that numbers 98 million! This reality will not only profoundly reshape government policies and procedures and create new expectations and demands upon our society but, equally dramatically, create previously unimagined opportunities and pressures upon each of us as we approach and go beyond 40 years of age. Many of us could be living mentally and physically healthy lives way into our 80's, 90's and beyond – in effect another whole lifetime.
What we do with this new dimension of our lives; how we contribute to society and how we share the gifts of our lifetime, will become the new frontier.
I have spent over 25 years in deepening my self-knowledge; my work has been dedicated to facilitating the healing and liberation of people's abilities and spirit in both their personal and professional lives; and I continue to explore a wide array of art, writing, and spiritual teachings.
Upon reading "Aging to Saging", Rabbi Schacter-Shalomi’s groundbreaking book, I felt that I already had many of the tools necessary to work with baby-boomers and elders who wanted their lives to deepen, who wanted to contribute, to serve and to move beyond Successful Aging which is living healthy and physically active lives to Conscious Aging.
And so, I designed a workshop program called "Harvesting a Lifetime: Living, Learning and Leaving a Legacy".
"Harvesting a Lifetime" is a program that is suited to the needs and yearnings of baby-boomers and elders whether they reside in diverse urban settings, rural areas, or gated 55+ communities. It is designed to explore:
- Who are we at this juncture of our lives?
- What lessons have we learned that the world desperately needs to learn from us?
-How can we continue to contribute in a meaningful and rich way?
-What is our legacy to our children, grandchildren and generations beyond?
- What have we left to learn?
- What do we need to resolve and move beyond?
- How do we deepen and use this gift of time we have been given?
- How do we remain relevant in a soci
Customer Service – What You Say Makes a Difference
No doubt we have all heard by now of the statistic stating that what we say accounts for only 7% of our communication (body language accounting for 55% and tone of voice for 38%). Nevertheless, the way in which you express yourself can have a huge impact on your customer or whoever else you are talking to. These tips may help:1. Listen carefully to your own speech and start to notice, and then cut out, ‘crutch words’ – words which mean nothing, but which we commonly use as padding. Words like ‘basically’, ‘actually’, ‘you know’, ‘sort of’ and of course the dreaded ‘at the end of the day’!Not only are they incredibly irritating when used repeatedly, but they will make you sound unsure of your facts and unprofessional. You might find you slip into this habit when you’re feeling flustered or uncertain.2. Avoid expressions like ‘you must’, ‘you should’, ‘you have to’ when talkin
equally dramatically, create previously unimagined opportunities and pressures upon each of us as we approach and go beyond 40 years of age. Many of us could be living mentally and physically healthy lives way into our 80's, 90's and beyond – in effect another whole lifetime.
What we do with this new dimension of our lives; how we contribute to society and how we share the gifts of our lifetime, will become the new frontier.
I have spent over 25 years in deepening my self-knowledge; my work has been dedicated to facilitating the healing and liberation of people's abilities and spirit in both their personal and professional lives; and I continue to explore a wide array of art, writing, and spiritual teachings.
Upon reading "Aging to Saging", Rabbi Schacter-Shalomi’s groundbreaking book, I felt that I already had many of the tools necessary to work with baby-boomers and elders who wanted their lives to deepen, who wanted to contribute, to serve and to move beyond Successful Aging which is living healthy and physically active lives to Conscious Aging.
And so, I designed a workshop program called "Harvesting a Lifetime: Living, Learning and Leaving a Legacy".
"Harvesting a Lifetime" is a program that is suited to the needs and yearnings of baby-boomers and elders whether they reside in diverse urban settings, rural areas, or gated 55+ communities. It is designed to explore:
- Who are we at this juncture of our lives?
- What lessons have we learned that the world desperately needs to learn from us?
-How can we continue to contribute in a meaningful and rich way?
-What is our legacy to our children, grandchildren and generations beyond?
- What have we left to learn?
- What do we need to resolve and move beyond?
- How do we deepen and use this gift of time we have been given?
- How do we remain relevant in a soci
De-Stress Your Life - Low Rate Debt Consolidation Loans
Incapability in clearing of the debts is no more an unusual situation these days with increasing prices and cost of living. People are no more able to save money out of their earning for hard times or personal requirements which may arise in future. So when such need arise they go for loans and debts to satisfy them. But when the time for repayment comes, all these debt repayments jointly become a big trouble for them to pay. Low rate debt consolidation loans can alleviate your life from all such troubles.Low rate debt consolidation loans support the borrowers in clearing of their existing debts which they are finding hard to repay. As these loans are at much low rates then what you may be paying at present on all your debts, it saves lot of your money. Also it eliminates the hassle of paying each of your lender and creditors separately, as you have to make a single monthly repayment for the t
ontribute, to serve and to move beyond Successful Aging which is living healthy and physically active lives to Conscious Aging.
And so, I designed a workshop program called "Harvesting a Lifetime: Living, Learning and Leaving a Legacy".
"Harvesting a Lifetime" is a program that is suited to the needs and yearnings of baby-boomers and elders whether they reside in diverse urban settings, rural areas, or gated 55+ communities. It is designed to explore:
- Who are we at this juncture of our lives?
- What lessons have we learned that the world desperately needs to learn from us?
-How can we continue to contribute in a meaningful and rich way?
-What is our legacy to our children, grandchildren and generations beyond?
- What have we left to learn?
- What do we need to resolve and move beyond?
- How do we deepen and use this gift of time we have been given?
- How do we remain relevant in a society that seems to worship youth and flash over maturity, life experience and wisdom?
- How and what do we wish our families, friends and perhaps even strangers to know about us?
- What has shaped us and grown us?
- What continues to perplex us,?
- What do we continue to dream of and yearn for?”
One of the groups that I have worked with were 10 residents in an assisted living facility. We shared memories, grieved losses, gained new perspectives and celebrated the unique lives that only they could have lived. And, all this within the reality of slipping memories, transitory communication skills, and illness.
The goal is not only to honor the lives of each person, but also to capture in writing, recordings, film and other modalities the essence of each individual to hand on to their families as living legacy. Each session was recorded and transcribed. The participants were encouraged to work with the staff during the week to journal their thoughts and history; We filmed interviews with the participants; created art and scrap booking activities activates and captured the light within each member of the group.
However the great teaching of this workshop is what I have gained from my relationship with these elders. I realized as we began work together, just how frightened I was of not getting older but of becoming diminished physically, intellectually and socially. I wanted to imagine myself as Grandma Moses, developing artistically and productively as I moved towards 90. What I came face-to-face with, however, was my denial that my legs could lose their strength; my memory could move in and out and not at my command; that my ability to communicate could be compromised and that I could move into a dependent state upon others.
This was a shock. But as time has passed, I have learned much. I marvel at the strength and tenacity of these people in their late 70’s, 80’s and 90’s. I revel in their laughter and admire the true grit of their character.
"You can’t get to our age," says a 93 year old sprite of a woman with barely a wrinkle and a straight back, “without experiencing much sadness and loss. But somehow you learn over time to breathe again, to loosen the chains of overwhelming grief and you walk back into life”.
Each day when we met together, they were my teachers and, as I have said to them, ‘‘We are on the same journey. I am just a few years behind you. You are my teachers as I hope to be yours”.

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Actual for You - Harvesting a Lifetime: Living, Learning, and Leaving a Legacy

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