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    So You Want a Job in Interior Decorating?
    A career field that is becoming increasingly popular is the field of interior design. Many busy people realize how important it is to have a home or office that is professionally decorated, and therefore many new jobs in interior design are being created.Another important aspect of the field is that interior designers are located in every city, all over the world, so jobs are available just about everywhere. If a young person is creative and has an artistic flair, a career in interior design may be perfect and will provide a long lasting and satisfying job choice.The first thing one has to know in order to obtain a job in interior design is what kind of education is required. Different areas may require different levels of education, and a job in a design house in a major firm in Manhattan, for instance, may require a four year degree, while working for a small company in the Midwest may only require two years college. Many schools offer degrees in interior design as part of their fine arts department, and a specialized degree such as this would definitely be an advantage.Startin
    their desk (some might say chained!) for a fixed period of time. Yes, they have tasks to fulfil, but they are governed largely by the clock. However, the labourer, electrician, plumber, postman, sales manager, buyer etc etc are largely judged on getting the job done. Why shouldn't a fast postman, for example, be allowed to go home early on
    Job Layoff: Defusing The Anger
    Along with the fear and internal humiliation of losing your job, there is always a degree of anger: anger at fate for dealing you a lousy hand; anger at a company that took your long hours and hard work and threw them away without a second thought; anger at coworkers who played the political game more deftly and kept their positions when yours was eliminated.Some of us are so angry that we get stuck in our emotions and become almost paralyzed, unable to move on with any degree of enthusiasm or energy.Recognize that anger is a natural reaction to being marginalized and devalued. Give yourself some alone time to lick your wounds. Pound a punching bag, cry for hours, run for miles, or clean the house from top to bottom - whatever best works for you to burn off that adrenaline pouring through your system.Take at least a few days to wallow in the injustice of it all. Let your jumbled emotions wear themselves out until you feel drained and empty.It is only when the fires of anger have died down that you can start to think rationally about the future and the opportunities that ma
    The majority of companies employ their staff on a time basis. The employee is contracted to work so many hours each week and is paid for each one of those hours.

    The questions is....why?

    Pay-for-Time versus Pay-for Performance

    If an employee is employed simply to be somewhere and not have any other function then it may be understandable that they are paid solely on how many hours they are there. A few - very few - examples come to mind: perhaps a security guard who simply reports what he or she sees or is simply there as a deterrent to would-be thieves; perhaps somebody who is employed to monitor how many cars pass through a particular junction. Hey, wait a minute, surely the security guard needs to look smart and have his or her top button fixed; the car-counter must ensure that an accurate record is being kept?

    Well, the more enlightened companies tend to pay on a mixed basis with time still being the main element and quality elements such as smartness or accuracy, for example, being used to top up the salary. However, with many jobs should this be taken one stage further? Surely most companies want their staff to complete the tasks they have been set? Many jobs are not directly dependent on the clock at all. They are more dependent on getting the job done. Admittedly, a call-centre salesperson may be tied to their desk (some might say chained!) for a fixed period of time. Yes, they have tasks to fulfil, but they are governed largely by the clock. However, the labourer, electrician, plumber, postman, sales manager, buyer etc etc are largely judged on getting the job done. Why shouldn't a fast postman, for example, be allowed to go home early on f

    De-Mystifying the Medical Billing Maze
    Medical billing can follow a very complex and strange process. For those who don’t or haven’t actually worked as doctors, or for insurance companies, the procedures can be quite opaque, but fundamentally it is quite simple.When a patient goes to a medical provider for surgery or to be put on medication, or simply to diagnose conditions the patient has been experiencing, there are certain costs for each service the medical practitioner provides to the patient. The provider records these costs in a form, usually a HCFA, or “hic-fuh,” which can be either electronic or paper. The HCFA is then sent to the patient’s insurance company, or sometimes to a clearinghouse or other middleman that can process the claim. When processing a claim, the insurance company looks at how valid the charges that the provider put on the claim are. Different companies have different systems for determining this, but in general it can be expected that about half the charges the provider put on the claim will be paid by the insurer, and half by the patient. Things like a deductible, co-pay, and coinsurance can have a heav
    en it may be understandable that they are paid solely on how many hours they are there. A few - very few - examples come to mind: perhaps a security guard who simply reports what he or she sees or is simply there as a deterrent to would-be thieves; perhaps somebody who is employed to monitor how many cars pass through a particular junction. Hey, wait a minute, surely the security guard needs to look smart and have his or her top button fixed; the car-counter must ensure that an accurate record is being kept?

    Well, the more enlightened companies tend to pay on a mixed basis with time still being the main element and quality elements such as smartness or accuracy, for example, being used to top up the salary. However, with many jobs should this be taken one stage further? Surely most companies want their staff to complete the tasks they have been set? Many jobs are not directly dependent on the clock at all. They are more dependent on getting the job done. Admittedly, a call-centre salesperson may be tied to their desk (some might say chained!) for a fixed period of time. Yes, they have tasks to fulfil, but they are governed largely by the clock. However, the labourer, electrician, plumber, postman, sales manager, buyer etc etc are largely judged on getting the job done. Why shouldn't a fast postman, for example, be allowed to go home early on

    The Perfect Fundraiser - Make Money by Making a Difference
    Over the years I have donated thousands of dollars to all kinds of groups to help raise money. I am on some kind of list because I get tons of solicitations each day. Donor fatigue has set in. There is so much need and we can only give so much. The problem with fund raising is that the person who gives doesn't get anything of value back other than a feeling of doing the right thing but for most people it isn't enough.The Federal tax laws prohibit non profits from exchanging anything of value in exchange for donations. But I have discovered a way that gets around donor fatigue and the above mentioned federal prohibition.Since law school when I read the horror stories of what happens to kids when their parents die without a will, I have been a fiend on parents of minors having wills (saying who the guardians should be should the parents die) and given that 7 out of 10 people don't have wills this seems pretty important to talk about. Look at the incredible mess due to Anna Nicole Smith not having a will. I don't have children but I love my 3 French Bulldogs like my own babies. So I was
    Hey, wait a minute, surely the security guard needs to look smart and have his or her top button fixed; the car-counter must ensure that an accurate record is being kept?

    Well, the more enlightened companies tend to pay on a mixed basis with time still being the main element and quality elements such as smartness or accuracy, for example, being used to top up the salary. However, with many jobs should this be taken one stage further? Surely most companies want their staff to complete the tasks they have been set? Many jobs are not directly dependent on the clock at all. They are more dependent on getting the job done. Admittedly, a call-centre salesperson may be tied to their desk (some might say chained!) for a fixed period of time. Yes, they have tasks to fulfil, but they are governed largely by the clock. However, the labourer, electrician, plumber, postman, sales manager, buyer etc etc are largely judged on getting the job done. Why shouldn't a fast postman, for example, be allowed to go home early on

    120 Seconds To Ace The Interview
    2 minutes. That’s how long it takes for an employer to decide whether they want to hire you or not. First impressions set the tone for the interview and in the vast majority of cases, once that impression is set, it is not usually turned around. So here are some important tips you can use to ensure you make a great first impression.Energy level. Show some bounce in your step. Act like you are excited to be there and are filled with ideas.Eye contact. Look the interviewer right in the eye to make person-to-person contact. And SMILE like you are happy to see them. People instinctively react well to happy, smiling people.Watch your handshake. Everyone knows that a dead-fish handshake is the kiss of death. So are sweaty palms (put baby powder in your pocket if you have to). Knowing that a handshake is so important, have you tested yours? Try shaking your loved ones’ hand and see how it works. Women in particular tend to overcompensate and shake hands too hard.Dress appropriately. You can never go wrong by dressing conservatively. If you are not sure, for example
    ple, being used to top up the salary. However, with many jobs should this be taken one stage further? Surely most companies want their staff to complete the tasks they have been set? Many jobs are not directly dependent on the clock at all. They are more dependent on getting the job done. Admittedly, a call-centre salesperson may be tied to their desk (some might say chained!) for a fixed period of time. Yes, they have tasks to fulfil, but they are governed largely by the clock. However, the labourer, electrician, plumber, postman, sales manager, buyer etc etc are largely judged on getting the job done. Why shouldn't a fast postman, for example, be allowed to go home early on
    Too Much Banking Backdoor Information Flow
    Most people believe that you can trust your bank. For the most part this is true however, if you are a small business person the chances are that your information is being passed on by loose lips. For instance you might become a topic of conversation at a party where an off duty teller mentions that you are loaded or that your business does not have adequate cash flow. Another instance might be the branch manager or an assistant manager of the branch who discusses your financial position with members of his Rotary club. I have seen this happen before and heard conversations.In fact I remember hearing a conversation about me and my business at a party where the other party did not know that I was the business owner. It was at a Chamber of Commerce mixer and in they were talking about my franchisee and their financial position with a lawyer and another small business person. There is way too much banking back door information flow.But it gets worse, as your business gets bigger you will find that venture capitalists and investment bankers will often pass on information to your compe
    their desk (some might say chained!) for a fixed period of time. Yes, they have tasks to fulfil, but they are governed largely by the clock. However, the labourer, electrician, plumber, postman, sales manager, buyer etc etc are largely judged on getting the job done. Why shouldn't a fast postman, for example, be allowed to go home early on full pay - if they have completed their round? By the same token, shouldn't the slow postman be made to stay until the job is done, without any extra pay? Further still, shouldn't the fast postman be permitted to carry out a second round in one day and double his pay? Of course I have simplified the argument to make the point. Many postal organisations do have a policy of paying for the round (or perhaps paying according to how many letters are posted) - but many do not. Why? Why are so many companies paying on a time basis when this does not fit the goal of the organisation? Take builders. If a house could be built simply by having a load of builders turn up on time and stay for 8 hours each day then house building would be very easy indeed. No, builders should surely be paid for their productivity. Turning up for 8 hours a day doesn't really come into it.

    Speed versus Quality

    I think I partly know the answer to my own question. I have omitted quality, of course. Take builders. Just being fast is only part of their job. They also must work safely. Skilled builders must do a quality job, not just hit the deadline. The postman must post the letters to the right addresses: if he tries to squeeze in an extra round he may not achieve this in the rush. Because this balance must be struck in most jobs - the speed versus quality balance, it

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