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Actual for You - What You Didn’t Learn in School About Marriage
Probably the best time to invest in real estate is during a down turn in the real estate market. In the United States we have seen a severe decline off of the highs of 2004 and 2005. In fact most major real estate markets but not all are down 15-20% and even those which are up by one percent or down by only 4-5% we see a major shift in buying behavior as supply grows and the number of buyers shrinks substantially.If there was ever a time to buy it would be now in many of these markets. So if you happen to be the one holding onto cash and you like real estate as a place to invest and grow your wealth, well maybe this might be the right opportunity for you right now?Many markets have very high foreclosure rates and many of the most recent buyers are in over
2. You don’t get to coast for very long. It seems that when things are going well, you should get to “take a break” from t
While cell towers actually started being built in the late 1970's, the boom in development did not really start until Congress passed the Telecommunications Act of 1996. Instead of having two wireless providers in any one area, customers now found that there were up to eight companies with licenses from the FCC to provide Personal Communications Service (PCS) in their area.Initially, each wireless provider built its own towers and rarely collocated (shared) on the other's towers. This made for rapid development of communication sites and towers and a plethora of landowners with cell towers on their property. As you can imagine, many landowners had little to base the lease negotiations on and signed agreements that were substandard in comparison to today's le
As a student, you undergo drills to help you learn your multiplication tables, you’re tested on your mastery of geography and science, and you memorize spelling words. As you progress, you learn to write term papers and to analyze symbolism in literature.
But you were probably not taught one of the most important skills you could learn: how to create, nurture, and sustain a healthy, satisfying relationship with good communication and intimacy. And, sad to say, some people never learn this skill even after multiple marriages.
There are many misconceptions about marriage and the impact of two individuals saying “I do.” Much emphasis is devoted to planning the perfect wedding—more than is usually devoted to becoming the best partner possible. Often, the marriage is regarded as something that will fall into place with minimum effort after the ceremony.
Which of the following ten points about marriage were you surprised to learn after you said “I do”?
1. Creating a healthy, happy marriage takes hard work.It doesn’t just happen on its own.
Numerous spouses are surprised by the amount of work it takes to keep a marriage on course. Some believe that if you really love someone, the relationship shouldn’t be work, it should just flow easily. That sounds good, but in reality all meaningful relationships require an on-going investment of time, effort, energy, and commitment.
2. You don’t get to coast for very long. It seems that when things are going well, you should get to “take a break” from th
Before you buy a stock, there are three questions that you need to answer. Too many people buy stocks based on price alone or a gut-feeling. You should look beyond the price or the hot tip to the company behind the stock.You may think that it doesn't matter that much -- you are a long term investor. However, it never hurts to choose your investments wisely. You need every stock in your portfolio to perform well. Otherwise, you are losing your future money.Ask yourself the following questions before you purchase a stock:Question Number One: What does this company do?You need to be able to explain what this company does in a few sentences. Pretend that you are explaining it to your spouse or a teenager. They should understand
But you were probably not taught one of the most important skills you could learn: how to create, nurture, and sustain a healthy, satisfying relationship with good communication and intimacy. And, sad to say, some people never learn this skill even after multiple marriages.
There are many misconceptions about marriage and the impact of two individuals saying “I do.” Much emphasis is devoted to planning the perfect wedding—more than is usually devoted to becoming the best partner possible. Often, the marriage is regarded as something that will fall into place with minimum effort after the ceremony.
Which of the following ten points about marriage were you surprised to learn after you said “I do”?
1. Creating a healthy, happy marriage takes hard work.It doesn’t just happen on its own.
Numerous spouses are surprised by the amount of work it takes to keep a marriage on course. Some believe that if you really love someone, the relationship shouldn’t be work, it should just flow easily. That sounds good, but in reality all meaningful relationships require an on-going investment of time, effort, energy, and commitment.
2. You don’t get to coast for very long. It seems that when things are going well, you should get to “take a break” from t
What are alternative lifestyles and why would they require alternative housing? To answer the first part it is easiest to give examples. Then the answer to the second part becomes self evident.One winter we were camping in our conversion van at a hot springs area in Arizona. We met a man who sold stuffed animals on the side of the highway. Having been through a bad divorce, and having little money, he was living in the van at places like these hot springs. Every day he drove off to the nearest highways and set up his stuffed animals for sale. He claimed to have sold $4,000 worth the first month, so his low cost living meant he could save the money and get back on his feet.Meanwhile, another neighbor at the hot springs was living in his old RV. He had a ho
There are many misconceptions about marriage and the impact of two individuals saying “I do.” Much emphasis is devoted to planning the perfect wedding—more than is usually devoted to becoming the best partner possible. Often, the marriage is regarded as something that will fall into place with minimum effort after the ceremony.
Which of the following ten points about marriage were you surprised to learn after you said “I do”?
1. Creating a healthy, happy marriage takes hard work.It doesn’t just happen on its own.
Numerous spouses are surprised by the amount of work it takes to keep a marriage on course. Some believe that if you really love someone, the relationship shouldn’t be work, it should just flow easily. That sounds good, but in reality all meaningful relationships require an on-going investment of time, effort, energy, and commitment.
2. You don’t get to coast for very long. It seems that when things are going well, you should get to “take a break” from t
There are basically two types of income, linear, which the everyday person with a job receives, and non-linear or residual income. With linear income the money continues to come in as long as you continue to work, but with non-linear income you get paid over and over for work you did once. A prime example of non-linear or residual income would be a recording artist. They write and record a song and every time a recording of that song is sold, the artist receives a portion of the sale, even years after its first release. The same thing happens with movie stars who opt for a lower salary initially in exchange for a portion of the royalties. A hit movie can pay an actor for life. But, if you aren't gifted with the ability to write, act or sing, how can the average p
Which of the following ten points about marriage were you surprised to learn after you said “I do”?
1. Creating a healthy, happy marriage takes hard work.It doesn’t just happen on its own.
Numerous spouses are surprised by the amount of work it takes to keep a marriage on course. Some believe that if you really love someone, the relationship shouldn’t be work, it should just flow easily. That sounds good, but in reality all meaningful relationships require an on-going investment of time, effort, energy, and commitment.
2. You don’t get to coast for very long. It seems that when things are going well, you should get to “take a break” from t
Debt ConsolidationThe idea of debt consolidation is an easy one to understand.If you have equity in your property you increase the size of your mortgage and cash out the difference to pay off debts.The interest rates on mortgages are usually lower than they are on credit cards, department store cars, car loans, and other consumer debts.Mortgage interest also has the advantage of being tax deductible for many borrowers. Check with your tax advisor about this. If it is tax deductible you will save more money. This can often amount to thousands of dollars every year.Loan OptionsMany lenders offer borrowers the opportunity to borrow up to 100% of the appraisal value of a property.Your appraisal value is what determines how m
2. You don’t get to coast for very long. It seems that when things are going well, you should get to “take a break” from the relationship stuff for awhile.
But if you’re not growing and evolving as individuals and as a couple, then your relationship is soon going to suffer. There’s no such thing as standing still and having everything stay the same. You’re either going forwards or you’re going backwards.
3. Saying “I do” is not the end—it’s the beginning. Some spouses feel that once they are married, they don’t have to extend as much effort into being romantic or nurturing the relationship.
But a marital relationship isn’t the end of the road. It’s only the beginning of your opportunity to “grow your marriage” and create a rewarding relationship with your partner.
4. You’re not going to change your partner after you marry. No matter how many times this statement is written or verbalized, there are many individuals who still believe that their case will be different.
Motivation to change is normally the highest before marriage when both partners want to please each other. After marriage, it’s easier to become comfortable and lose motivation to work on self-growth.
Females are especially susceptible to this dynamic. Because they often are hooked by the potential that they see in their partner, they’re convinced that they can change him. This usually leads to a rude awakening after marriage.
5. You can’t give what you don’t already have. You have to be happy
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