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  • Actual for You - Turn Your Relationships into an Energy Generators Rather than Energy Drainers

    Homeowners With An FHA Mortgage: Streamline It - Save Money
    There is a fast and easy way to lower the payments on your existing FHA mortgage. It will not take money out of your pocket for closing costs. There is no appraisal required. As long as you’ve made your existing FHA mortgage payments there is no credit qualifying. You don’t even have to be working and making an income to get it.An FHA Streamline loan option is already built into your existing mortgage. One feature it offers is that you can get a new lower rate loan, if it is available, without reappraising your property. You just need to take the step to contact an approved FHA lender to get the details and see what it could mean to you in monthly payment savings. You will have a new mortgage process to go through, but it is abbreviated since there is no appraisal involved. On the mortgage application the sections that relate to income, assets and debts do not need to be completed. The full process should easily be wrapped up in less than 30 days.You will not get cash back from this loan. This program is designed strictly to lower payments. This is a benefit that is
    ncy between what your friends believe are your strengths and what your partner believes are your strengths. The bigger the discrepancy in what your partner believes about your strengths -- in the positive direction -- the greater the romantic illusion your partner has about you.

    Happier couples look on the bright side of the relationship, focusing on strengths rather than weaknesses -- believing that bad events that might threaten other couples do not affect them. These couples thrive even when they are actually threatened with such events, and they do so in proportion to the size of their illusions about each other.

    Posit

    Health Insurance and Women's Interest: Are Your Birth Control Pills Covered?
    There are certain health needs of women’s interest that women look for in health insurance policies. Women are interested in health insurance polices that cover health issues specific to women. Child birth, as well as the many months that come before and linger after the birth; health care regarding female reproductive organs including pap smears and ovarian, cervical, and uterine cancer screenings; and regular mammograms are just a few of the health concerns and health care needs of women’s interest.Fortunately, it’s not too difficult for women to find health insurance policies to cover the health concerns and health care needs of women’s interest. Let’s face it – if a health insurance company doesn’t offer coverage for fact-of-life issues such as pregnancy and child birth, how many policyholders can they really expect to have?Unfortunately, there are still health insurance companies out there that don’t offer certain health care coverage specific to women’s interest – namely, birth control pills.Birth control pills have been around since the 1960s, and whi
    "There is no hope or joy except in human relationships." -- Antonine de Saint-Exupery

    Women are relationship oriented. A good relationship can give you increased energy and support a positive outlook. A troubled relationship can wear you out.

    Your limbic brain controls your physiology and is also your emotional brain. The health and wellbeing of your relationships entrains your emotional brain, which in turn governs your physiological health.

    Nothing affects the emotional brain like the quality of your relationships. Research shows that when we feel emotionally disconnected from those with whom we are in relationship, our emotional brain becomes aroused and we move into flight or fight mode. This means we respond only in terms of defense and attack. The results are not good for our relationships and it throws our physiology into chaos.

    When you are engaged in disconnected, turbulent, or emotionally unfulfilling relationships, your moods and energy can become drained, negative, and unsustaining.

    By contrast, relationship peace and connection can lead to better health and well being, more vital energy and more positive moods. By almost every measure those who have close and rewarding relationships do better than those who have turbulent relationships.

    Here are some tips to turn your relationships into energy generators instead of energy drainers.

    Spend More Time with Your Partner

    Marriage researcher John Gottman has found that marriages that work and improve over the years have certain characteristic interactions. Happy couples spend more time on their relationships– an extra 5 hours a week. They engage in:

    Partings –saying good bye in the morning and finding out at least one thing that each is going to be doing that day

    Reunions –have a low stress reunion conversation at the end of the day

    Affection –have more physical contact – about 5 minutes a day - laced with kindness and forgiveness

    One weekly date –make time each week - at least 2 hours - to be by themselves in a relaxed atmosphere updating their relationship with each other

    Admiration and appreciation - at least once a day couples give each genuine affection and appreciation

    Look to Each Other Strengths

    One of the more amazing results of research on romance is that the more you hold onto your illusions about your partner’s strengths and virtues, the more lasting and stable the relationship and the happier you are. The crucial measure is the discrepancy between what your friends believe are your strengths and what your partner believes are your strengths. The bigger the discrepancy in what your partner believes about your strengths -- in the positive direction -- the greater the romantic illusion your partner has about you.

    Happier couples look on the bright side of the relationship, focusing on strengths rather than weaknesses -- believing that bad events that might threaten other couples do not affect them. These couples thrive even when they are actually threatened with such events, and they do so in proportion to the size of their illusions about each other.

    Posit

    You Don't Pay Commissions in Forex Trading
    The Foreign Exchange market is the largest financial market in the world. In the US alone, it has a daily trading volumes of $1.2 trillion dollars, which outshines the stock, bond, and other commodity markets. But just what is currency trading or Forex trading, as it is more commonly known?Forex trading is where you will buy one currency and sell another, or it may be a combination of a few different currencies in total. Your trading involves matching one currency against another. That is, you buy the Euro hoping it will rise against the U.S. Dollar. Which also means you hope the U.S. Dollar will fall against the value of the Euro. This does not mean you wish the U.S. Dollar bad tidings, it is just you are trading using economic information about the two currencies. You can do the same for the Swiss franc against the Japanese yen. Most people probably call this form of trading speculation. But consider that some individuals and groups make millions of dollars daily using the techniques available for trading in currencies.You would usually do Forex tradin
    our emotional brain becomes aroused and we move into flight or fight mode. This means we respond only in terms of defense and attack. The results are not good for our relationships and it throws our physiology into chaos.

    When you are engaged in disconnected, turbulent, or emotionally unfulfilling relationships, your moods and energy can become drained, negative, and unsustaining.

    By contrast, relationship peace and connection can lead to better health and well being, more vital energy and more positive moods. By almost every measure those who have close and rewarding relationships do better than those who have turbulent relationships.

    Here are some tips to turn your relationships into energy generators instead of energy drainers.

    Spend More Time with Your Partner

    Marriage researcher John Gottman has found that marriages that work and improve over the years have certain characteristic interactions. Happy couples spend more time on their relationships– an extra 5 hours a week. They engage in:

    Partings –saying good bye in the morning and finding out at least one thing that each is going to be doing that day

    Reunions –have a low stress reunion conversation at the end of the day

    Affection –have more physical contact – about 5 minutes a day - laced with kindness and forgiveness

    One weekly date –make time each week - at least 2 hours - to be by themselves in a relaxed atmosphere updating their relationship with each other

    Admiration and appreciation - at least once a day couples give each genuine affection and appreciation

    Look to Each Other Strengths

    One of the more amazing results of research on romance is that the more you hold onto your illusions about your partner’s strengths and virtues, the more lasting and stable the relationship and the happier you are. The crucial measure is the discrepancy between what your friends believe are your strengths and what your partner believes are your strengths. The bigger the discrepancy in what your partner believes about your strengths -- in the positive direction -- the greater the romantic illusion your partner has about you.

    Happier couples look on the bright side of the relationship, focusing on strengths rather than weaknesses -- believing that bad events that might threaten other couples do not affect them. These couples thrive even when they are actually threatened with such events, and they do so in proportion to the size of their illusions about each other.

    Posit

    We Create Our Own World
    It is important to understand that all of us two-legged create our own thoughts and emotions. We create our own fears, doubts, joys, and sorrows. But most of us think forces, events, people, and other things external to us cause us to feel and think certain ways. Often times, particularly in our relationships, we say, “she made me mad,” or “he makes me happy.” When we subscribe to this kind of thinking, we give our power away. Thinking external causes make us happy, afraid, sad, or angry is the same as believing we are robots manipulated by forces beyond our control.It is true that events happen around us and to us all the time, but the way we form our internal emotional and rational world in response to those events is up to us. I will attempt to illustrate this point with a short story.I was watching my son swim tonight at the public indoor pool and happened to be sitting beside two people from an Asian country. They were conversing in their language and I did not understand a word. They were laughing and talking in a very animated manner. The sound of their voic
    ationships.

    Here are some tips to turn your relationships into energy generators instead of energy drainers.

    Spend More Time with Your Partner

    Marriage researcher John Gottman has found that marriages that work and improve over the years have certain characteristic interactions. Happy couples spend more time on their relationships– an extra 5 hours a week. They engage in:

    Partings –saying good bye in the morning and finding out at least one thing that each is going to be doing that day

    Reunions –have a low stress reunion conversation at the end of the day

    Affection –have more physical contact – about 5 minutes a day - laced with kindness and forgiveness

    One weekly date –make time each week - at least 2 hours - to be by themselves in a relaxed atmosphere updating their relationship with each other

    Admiration and appreciation - at least once a day couples give each genuine affection and appreciation

    Look to Each Other Strengths

    One of the more amazing results of research on romance is that the more you hold onto your illusions about your partner’s strengths and virtues, the more lasting and stable the relationship and the happier you are. The crucial measure is the discrepancy between what your friends believe are your strengths and what your partner believes are your strengths. The bigger the discrepancy in what your partner believes about your strengths -- in the positive direction -- the greater the romantic illusion your partner has about you.

    Happier couples look on the bright side of the relationship, focusing on strengths rather than weaknesses -- believing that bad events that might threaten other couples do not affect them. These couples thrive even when they are actually threatened with such events, and they do so in proportion to the size of their illusions about each other.

    Posit

    Managing Change - The First Key to Helping People to Embrace Change
    “Life is a movie and you’re the star, give it a happy ending.” Joan Rivers the actress and comedienne said that and it really applies to dealing with and coping with change in your organization and life. I learned about this as a Marine sniper in the jungles of Vietnam. I might have found myself there as part of the United States Marine Corp but what I made of the experience was up to me. It is serving me to this day.When you are leading or managing change the people under your charge will have varying reactions to the changes taking place. Few will embrace it out of the blocks, many will struggle. You can help. As popular speaker Larry Winget says, “Shut up, stop whining and get a life!”The very first thing you must help people do, in a kind, yet straightforward way, is to help them go home and look in the mirror. Each of us needs to have a stop kidding yourself day. Teach them to ask, “Where are my present practices taking me?” That means that if I continue to react and behave in the way I am, regarding these changes – where will I be?You see people need to u
    l contact – about 5 minutes a day - laced with kindness and forgiveness

    One weekly date –make time each week - at least 2 hours - to be by themselves in a relaxed atmosphere updating their relationship with each other

    Admiration and appreciation - at least once a day couples give each genuine affection and appreciation

    Look to Each Other Strengths

    One of the more amazing results of research on romance is that the more you hold onto your illusions about your partner’s strengths and virtues, the more lasting and stable the relationship and the happier you are. The crucial measure is the discrepancy between what your friends believe are your strengths and what your partner believes are your strengths. The bigger the discrepancy in what your partner believes about your strengths -- in the positive direction -- the greater the romantic illusion your partner has about you.

    Happier couples look on the bright side of the relationship, focusing on strengths rather than weaknesses -- believing that bad events that might threaten other couples do not affect them. These couples thrive even when they are actually threatened with such events, and they do so in proportion to the size of their illusions about each other.

    Posit

    Home Business Ideas - The Secret To Designing Your Home Office The Easy Way
    Right from the time the concept of having a home business with help of a computer and an internet connection has boomed, more and more people have joined the bandwagon and have started to setup their own home business. There are many reasons why one would want to setup a home business. For example, you can work at your own pace, spend time with your family, get tax sops from the government, etc. In this article, I will tell you of three most important things you need to be aware of while designing your home office.The first thing you need to think of is about the location of your home office. Do you want your home office to be located as part of your house (like drawing room or living room) or do you want it to be completely detached from the rest of the house? Needless to say, you should think about your family's needs and habits before making a decision on this. Will your choice of the location of your home office cause them any inconvenience? For example, suppose you have a brother at home who throws a party at your house then can you think what happens to the space you
    ncy between what your friends believe are your strengths and what your partner believes are your strengths. The bigger the discrepancy in what your partner believes about your strengths -- in the positive direction -- the greater the romantic illusion your partner has about you.

    Happier couples look on the bright side of the relationship, focusing on strengths rather than weaknesses -- believing that bad events that might threaten other couples do not affect them. These couples thrive even when they are actually threatened with such events, and they do so in proportion to the size of their illusions about each other.

    Positive illusions are self–fulfilling because the idealized partners actually try to live up to them. They are daily buffers against hassles, since partners forgive each other more easily for the transgressions of daily life and use the alchemy of illusion to downplay faults and elevate shortcomings into strengths.

    Be Optimistic

    The optimistic and pessimistic explanatory styles of each person in the marriage impacts how healthy, stable and viable the relationship is and how workable and happy it is. Any combination of optimism and pessimism can work except when two pessimists get together.

    When two pessimists are in a relationship, it is easy for a negative downward spiral to occur – the odds are against them. In such a situation, it is important for one or both of the members of the relationship to change their pessimistic explanatory style into a learned, more optimistic style.

    Be A More Responsive and Attentive Listener

    Responsive and attentive listening can help make a good relationship better and a poor relationship a good relationship. Validation is a crucial aspect of responsive listening. You should go out of your way to validate what your partner is saying. The more they care about the issue the clearer your validation needs to be.

    Validation by the listener ("I see," "Yes, I understand", "OK, I get it.") satisfies the speaker’s need to know that she has been understood. It is also important to let the speaker know that you either agree or at least are understanding or sympathetic with what they are saying (nodding, "I agree", " Right" "I can see how you would think that")

    Non-responsive listening can be the result of inattention due to external factors such as noise or a distracting situation or internal factors such as fatigue and listening to your own thoughts instead of the speaker, and boredom. To increase your partner’s feeling of validation it is important to move past such factors. Your partner will feel invalidated if you are non-responsive.

    One internal factor that often gets in the way of responsive listening is the practice of preparing your rebuttal while listening to the speaker. A good way to overcome this habit is to begin your response with a paraphrase of what you heard the speaker say.

    Your ongoing emotional state is also a barrier to responsive listening. When you are experiencing negative emotions you are more likely to hear what is wrong with the speaker’s point rather than what is right. In this case, the best practice is to admit th

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