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    Agendas Make Meetings Productive
    Having an agenda template that works well for you, week in, week out, creates a consistency which gets your people bought into the process. Delivering an efficiency and effectiveness which makes the most of the valuable time you have together. Key points to note are:-CirculateShare your agenda in good time, well before your meeting (with reading material for preview). This gives time for review, preparation and challenge. RolesIn a meeting there are various roles to be taken on from the start. Chair, notetaker, facilitator, reviewer and other, more specific roles. These should be clearly stated on the agenda in advance of the meeting. Items for DiscussionItems on your agenda need to be selected carefully and only be relevant for the grouping of people who get together. Time is precious, so make sure that when together, only things which need everyone's input are given time. Set TimingsGet clear on your agenda just how long the meeting will last and how long will be devoted to individual items on it. This gives clear indications of what will happen in
    ion, but haven't quite gotten my business to the point of of having it run successfully without me. That's my next goal -- to have more flexibility in my business so that it's not so dependent on my presence in my office.

    4. Share your business highs and lows with your partner. Every time I have a big business "win", Eric is the first to hear about it. When something doesn't go the way I'd hoped, I tell him first. My business is important to me, as is Eric's job to him, so we both make it a point to ask how the day has gone for the other, and sit and listen patiently to the good and bad portions of each other's day. As we're both problem-solvers, it's difficult for each of us to sometimes simply let the other one vent, as we're already thinking of solutions to whatever situation is at hand. Sometimes one of us has to say, "Do you just want to vent and have me listen?" when one of us shifts into the unwanted problem-solving mode.

    5. Make time for each other. When you have opposing work schedules, as Eric and I have, and add mandatory overtime that Eric has to work frequently during the year, we may see little of each other over the course of a week. We've both gotten good at sensing that we're losing track of each other, and requesting a "date night" so we can talk and play and catch up.

    6.

    A Guide to Affordable Health Insurance
    One common concern of every family today is finding affordable health insurance.There are few methods of finding affordable health insurance for you and your family. Your first step should be research. You never want to blindly enter into an agreement for health care insurance without being aware of all of your choices.Numerous employers offering health care insurance as part of their employee advantage program. In some events the employer covers part of the insurance premium while the remainder will be subtracted out of the employee's wages regularly.Most people will view this as an easy way of receiving affordable health insurance. They don't miss the money they are paying for premiums because it is automatically deducted from their pay before they get the check. They also welcome the contribution of the employer. Many employers are willing to provide this service to their employees because they recognize the need for affordable health insurance and by keeping their employees happy they are increasing productivity.In case your employer doesn't offer this type of benefit plan there are other means to finding affordable h
    I'll be the first to admit I'm the "Donna-come-lately" in this game of simultaneously managing a business and a romantic relationship. When I was married the first time around at age 26, I worked in higher education administration and was completely and totally devoted to my job -- not necessarily to the exclusion of my marriage -- but for many years my marriage and my relationship took a back seat to my job. Big mistake. That issue and a host of other reasons led to the dissolution of my marriage and the finalization of my divorce after almost 10 years of marriage in 1999.

    I went for two full years without dating, as I needed to grieve the relationship and heal myself and come to terms with all of my issues surrounding my marriage and divorce before deciding to put my toe again into the dating pool and foist all of these hangups on some unsuspecting guy. This aspect of my healing went pretty well, although I'll have to admit it took probably 3 years or so after my initial separation to fully work through all the anger I had about the relationship and the divorce.

    I began dating again and vowed that things would be different this time. I discovered, however, that dating had changed dramatically in the 13 years or so that I'd been absent from the dating scene, and that I still had alot to learn about being a good partner in a romantic relationship, as well as in figuring out what I wanted in a romantic partner. I saw the good, bad, and ugly sides of men, kissed alot of frogs, and learned a great deal about myself and what I really wanted during my journey.

    Synchronicity occurs when you're ready and open to receive what you truly want. For me, that occurred last fall when I met the man I had been looking for all of my life, Eric. For me, it was love almost at first sight, but I knew by our second date that I had never had this degree of compatibility with anyone I had ever dated before -- not even my ex-husband, and I had married him!

    Our relationship is still in its infancy, although we both feel like we've been together and known each other forever. Perhaps we have in another life, if you believe in reincarnation.....

    Here are some things I've learned through the school of hard knocks that's helping me maintain this relationship, as well as run a business, without losing either:

    1. Put your partner and the relationship first. Running a business can be a 24/7 job, but the old adage about "no one ever says on their deathbed that they wished they'd spent more time at the office" is true. Eric and I make time for each other during the day, despite working different schedules (he works many night and weekend shifts, and I run my business during the weekday business hours). If he's at work, we manage to talk at least twice for short periods during his 12-hour shift, and if he's home during the day when I'm working at home, we try and eat one meal together. At a minimum we drop into each other's home offices for several quick smooches or hugs or quick "how are you doing" conversations.

    In the past he's expressed to me his concerns that our relationship is interfering with my business. I've told him that he's right -- it is -- and that because he's in my life, I've had to start thinking about my business differently and work in it differently than I did as a single person. I don't work the long hours that I used to work before he came into my life. It takes me longer to get things done, but it's a sacrifice that I'm willing to make. Businesses come and go, but finding a soulmate is VERY hard work.

    2. Your partner needs to be your best friend. Eric is the one with whom I share everything. I may not always like what he says, but I respect his opinion. When I was married, I somehow got off track with my ex in terms of sharing my hopes and dreams and what I wanted in life, and shared those exclusively with my best female friend. My ex was left out of the loop, and I made many decisions about our relationship on my own, after talking about the issue with my best female friend, not my ex-husband. Having 3 people in a relationship (2 spouses and a best friend) is one too many. Sharing information with a best friend is fine, but don't do it to the exclusion of your romantic partner, if you want your relationship to survive.

    3. Create a calendar consisting of free days, business development days, and profit-generating days. I have mapped out on my calendar my free days (weekends, days off, holidays, and vacation days), my business development days (when I write, speak, conduct marketing activities or pursue strategic alliances) and profit-generating days (when I'm working directly with clients). This has been an exercise in extreme discipline for me, as the temptation is always there to do some type of work on my free days. However, in the last year, I've made myself keep my free days free, as I need that time to get away from my business and have fun and recharge.

    Since Eric has come into my life, we've set aside some of that time for date nights or weekend vacations when he's doesn't have to work on a weekend. His impish side comes out on his days off during the week when he tries to lure me out of my office to go out and goof off with him. I've succumbed to his whims on occasion, but haven't quite gotten my business to the point of of having it run successfully without me. That's my next goal -- to have more flexibility in my business so that it's not so dependent on my presence in my office.

    4. Share your business highs and lows with your partner. Every time I have a big business "win", Eric is the first to hear about it. When something doesn't go the way I'd hoped, I tell him first. My business is important to me, as is Eric's job to him, so we both make it a point to ask how the day has gone for the other, and sit and listen patiently to the good and bad portions of each other's day. As we're both problem-solvers, it's difficult for each of us to sometimes simply let the other one vent, as we're already thinking of solutions to whatever situation is at hand. Sometimes one of us has to say, "Do you just want to vent and have me listen?" when one of us shifts into the unwanted problem-solving mode.

    5. Make time for each other. When you have opposing work schedules, as Eric and I have, and add mandatory overtime that Eric has to work frequently during the year, we may see little of each other over the course of a week. We've both gotten good at sensing that we're losing track of each other, and requesting a "date night" so we can talk and play and catch up.

    6.

    Flexible Lending On Commercial Properties From ?200,000 To ?10,000,000
    There has been a major change in attitudes towards Commercial properties both from lenders and Investors in recent times. The major high street lenders who would have normally considered lending on Commercial property have in the past restricted lending to a maximum of 75% loan to value or purchase price which ever is the lower. There are exceptions but this has been the general rule. Until recent times investors have not had the opportunity to invest in Commercial property except via stocks and shares in the holding company. Some of the major unit trust providers have seen the gap in the market and have now launched unit trust funds which pacifically invest in Commercial property.This is seen as a fairly low to medium risk investment where the growth in the fund reflects the rise in rental income following the rent reviews which take place normally every three or five years together with a revaluation of the property. Most new leases do not allow for the rent to do anything but go up on review. This gives a comfort zone for investors and has this produced a new breed of lenders who have taken the Commercial market by storm. We now have a ran
    being a good partner in a romantic relationship, as well as in figuring out what I wanted in a romantic partner. I saw the good, bad, and ugly sides of men, kissed alot of frogs, and learned a great deal about myself and what I really wanted during my journey.

    Synchronicity occurs when you're ready and open to receive what you truly want. For me, that occurred last fall when I met the man I had been looking for all of my life, Eric. For me, it was love almost at first sight, but I knew by our second date that I had never had this degree of compatibility with anyone I had ever dated before -- not even my ex-husband, and I had married him!

    Our relationship is still in its infancy, although we both feel like we've been together and known each other forever. Perhaps we have in another life, if you believe in reincarnation.....

    Here are some things I've learned through the school of hard knocks that's helping me maintain this relationship, as well as run a business, without losing either:

    1. Put your partner and the relationship first. Running a business can be a 24/7 job, but the old adage about "no one ever says on their deathbed that they wished they'd spent more time at the office" is true. Eric and I make time for each other during the day, despite working different schedules (he works many night and weekend shifts, and I run my business during the weekday business hours). If he's at work, we manage to talk at least twice for short periods during his 12-hour shift, and if he's home during the day when I'm working at home, we try and eat one meal together. At a minimum we drop into each other's home offices for several quick smooches or hugs or quick "how are you doing" conversations.

    In the past he's expressed to me his concerns that our relationship is interfering with my business. I've told him that he's right -- it is -- and that because he's in my life, I've had to start thinking about my business differently and work in it differently than I did as a single person. I don't work the long hours that I used to work before he came into my life. It takes me longer to get things done, but it's a sacrifice that I'm willing to make. Businesses come and go, but finding a soulmate is VERY hard work.

    2. Your partner needs to be your best friend. Eric is the one with whom I share everything. I may not always like what he says, but I respect his opinion. When I was married, I somehow got off track with my ex in terms of sharing my hopes and dreams and what I wanted in life, and shared those exclusively with my best female friend. My ex was left out of the loop, and I made many decisions about our relationship on my own, after talking about the issue with my best female friend, not my ex-husband. Having 3 people in a relationship (2 spouses and a best friend) is one too many. Sharing information with a best friend is fine, but don't do it to the exclusion of your romantic partner, if you want your relationship to survive.

    3. Create a calendar consisting of free days, business development days, and profit-generating days. I have mapped out on my calendar my free days (weekends, days off, holidays, and vacation days), my business development days (when I write, speak, conduct marketing activities or pursue strategic alliances) and profit-generating days (when I'm working directly with clients). This has been an exercise in extreme discipline for me, as the temptation is always there to do some type of work on my free days. However, in the last year, I've made myself keep my free days free, as I need that time to get away from my business and have fun and recharge.

    Since Eric has come into my life, we've set aside some of that time for date nights or weekend vacations when he's doesn't have to work on a weekend. His impish side comes out on his days off during the week when he tries to lure me out of my office to go out and goof off with him. I've succumbed to his whims on occasion, but haven't quite gotten my business to the point of of having it run successfully without me. That's my next goal -- to have more flexibility in my business so that it's not so dependent on my presence in my office.

    4. Share your business highs and lows with your partner. Every time I have a big business "win", Eric is the first to hear about it. When something doesn't go the way I'd hoped, I tell him first. My business is important to me, as is Eric's job to him, so we both make it a point to ask how the day has gone for the other, and sit and listen patiently to the good and bad portions of each other's day. As we're both problem-solvers, it's difficult for each of us to sometimes simply let the other one vent, as we're already thinking of solutions to whatever situation is at hand. Sometimes one of us has to say, "Do you just want to vent and have me listen?" when one of us shifts into the unwanted problem-solving mode.

    5. Make time for each other. When you have opposing work schedules, as Eric and I have, and add mandatory overtime that Eric has to work frequently during the year, we may see little of each other over the course of a week. We've both gotten good at sensing that we're losing track of each other, and requesting a "date night" so we can talk and play and catch up.

    6.

    Blood Ritual- The Ark and The Shroud
    This water of wisdom has in fact given life to the plants that have grown on the surface and sometimes even great trees have emerged and have refused to be chopped down by intolerance or bigotry. These trees are the great mysteries we know today such as the Holy Grail, Great Pyramid and Ark of the Covenant. If we grasp these growths firmly and pull hard enough we uproot the hidden secrets that first gave life to them. One of these roots I found was to branch off into Islam and it would reveal a mystical world that was connected so firmly and so obviously to the main trunk that almost everybody had missed the connection. This root had a name – baraka.The term baraka is a Sufi one and from which our French barque and Italian barca is derived. Indeed in contemporary France the term baraka, of Algerian origin, still has connotations of luck or blessing and this would eventually make complete sense.Egyptian MysticsThe ancient Egyptians believed that everybody was a unique individual. The people were said to have two distinct parts, the ba and the ka. These are not simple concepts and have in fact baffled and amused Egyptologists for
    ks many night and weekend shifts, and I run my business during the weekday business hours). If he's at work, we manage to talk at least twice for short periods during his 12-hour shift, and if he's home during the day when I'm working at home, we try and eat one meal together. At a minimum we drop into each other's home offices for several quick smooches or hugs or quick "how are you doing" conversations.

    In the past he's expressed to me his concerns that our relationship is interfering with my business. I've told him that he's right -- it is -- and that because he's in my life, I've had to start thinking about my business differently and work in it differently than I did as a single person. I don't work the long hours that I used to work before he came into my life. It takes me longer to get things done, but it's a sacrifice that I'm willing to make. Businesses come and go, but finding a soulmate is VERY hard work.

    2. Your partner needs to be your best friend. Eric is the one with whom I share everything. I may not always like what he says, but I respect his opinion. When I was married, I somehow got off track with my ex in terms of sharing my hopes and dreams and what I wanted in life, and shared those exclusively with my best female friend. My ex was left out of the loop, and I made many decisions about our relationship on my own, after talking about the issue with my best female friend, not my ex-husband. Having 3 people in a relationship (2 spouses and a best friend) is one too many. Sharing information with a best friend is fine, but don't do it to the exclusion of your romantic partner, if you want your relationship to survive.

    3. Create a calendar consisting of free days, business development days, and profit-generating days. I have mapped out on my calendar my free days (weekends, days off, holidays, and vacation days), my business development days (when I write, speak, conduct marketing activities or pursue strategic alliances) and profit-generating days (when I'm working directly with clients). This has been an exercise in extreme discipline for me, as the temptation is always there to do some type of work on my free days. However, in the last year, I've made myself keep my free days free, as I need that time to get away from my business and have fun and recharge.

    Since Eric has come into my life, we've set aside some of that time for date nights or weekend vacations when he's doesn't have to work on a weekend. His impish side comes out on his days off during the week when he tries to lure me out of my office to go out and goof off with him. I've succumbed to his whims on occasion, but haven't quite gotten my business to the point of of having it run successfully without me. That's my next goal -- to have more flexibility in my business so that it's not so dependent on my presence in my office.

    4. Share your business highs and lows with your partner. Every time I have a big business "win", Eric is the first to hear about it. When something doesn't go the way I'd hoped, I tell him first. My business is important to me, as is Eric's job to him, so we both make it a point to ask how the day has gone for the other, and sit and listen patiently to the good and bad portions of each other's day. As we're both problem-solvers, it's difficult for each of us to sometimes simply let the other one vent, as we're already thinking of solutions to whatever situation is at hand. Sometimes one of us has to say, "Do you just want to vent and have me listen?" when one of us shifts into the unwanted problem-solving mode.

    5. Make time for each other. When you have opposing work schedules, as Eric and I have, and add mandatory overtime that Eric has to work frequently during the year, we may see little of each other over the course of a week. We've both gotten good at sensing that we're losing track of each other, and requesting a "date night" so we can talk and play and catch up.

    6.

    Making Money On The Internet
    When I first started on the internet I fell victim to every money making plan or scheme you could think of. I spent a lot of money and got no where fast. Was it worth it? You bet. It is this experience that has helped me find my path to my internet success and making real money on the internet. Many motivational systems tell us that ideas begin and are visualized in ones mind. Following through with what ever idea you have is the challenge for you to make it a reality.The internet is the perfect place for anyone to make a steady income. The problem is many people fall victim and lose focus to all the hype. Their initial goal is often lost or forgotten. I personally struggled with that too. There are affiliate programs and many other ways to make money online but if you really want to make big money on the internet you need to start your own website.After a lot of research I decided that having my own website truly was the way to go. Starting your own money making website is easy to start. Look at it this way. You start with one page, and add a page or more every day. Before you know it, you can easily have 300 + pages in less than a
    isions about our relationship on my own, after talking about the issue with my best female friend, not my ex-husband. Having 3 people in a relationship (2 spouses and a best friend) is one too many. Sharing information with a best friend is fine, but don't do it to the exclusion of your romantic partner, if you want your relationship to survive.

    3. Create a calendar consisting of free days, business development days, and profit-generating days. I have mapped out on my calendar my free days (weekends, days off, holidays, and vacation days), my business development days (when I write, speak, conduct marketing activities or pursue strategic alliances) and profit-generating days (when I'm working directly with clients). This has been an exercise in extreme discipline for me, as the temptation is always there to do some type of work on my free days. However, in the last year, I've made myself keep my free days free, as I need that time to get away from my business and have fun and recharge.

    Since Eric has come into my life, we've set aside some of that time for date nights or weekend vacations when he's doesn't have to work on a weekend. His impish side comes out on his days off during the week when he tries to lure me out of my office to go out and goof off with him. I've succumbed to his whims on occasion, but haven't quite gotten my business to the point of of having it run successfully without me. That's my next goal -- to have more flexibility in my business so that it's not so dependent on my presence in my office.

    4. Share your business highs and lows with your partner. Every time I have a big business "win", Eric is the first to hear about it. When something doesn't go the way I'd hoped, I tell him first. My business is important to me, as is Eric's job to him, so we both make it a point to ask how the day has gone for the other, and sit and listen patiently to the good and bad portions of each other's day. As we're both problem-solvers, it's difficult for each of us to sometimes simply let the other one vent, as we're already thinking of solutions to whatever situation is at hand. Sometimes one of us has to say, "Do you just want to vent and have me listen?" when one of us shifts into the unwanted problem-solving mode.

    5. Make time for each other. When you have opposing work schedules, as Eric and I have, and add mandatory overtime that Eric has to work frequently during the year, we may see little of each other over the course of a week. We've both gotten good at sensing that we're losing track of each other, and requesting a "date night" so we can talk and play and catch up.

    6.

    Without A Trace - The Great Rapture Controversy
    The rapture of the Christian is a well known matter among believers around the world. It is sometimes referred to as the catching away. Jesus spoke of it in Matthew 24:37-42 But as the days of Noe were, so shall also the coming of the Son of man be. For as in the days that were before the flood they were eating and drinking, and marrying and giving in marriage, until the day that Noe entered into the ark, And knew not until the flood came, and took them all away; so shall also the coining of the Son of man be. Then two shall he in the field; the one shall be taken. And the other left. Two women shall be grinding at the mill; the one shall be taken, and the other left.The Apostle Paul further elucidates the matter by adding to it a few details that the account in Matthew leaves out. 1 Corinthians 15: 51-52 Behold I show you a mystery; We shall not all sleep, but we shall all be changed, in a moment, in the twinkling of an eye, at the last trump: for the trumpet shall sound, and the dead shall be raised incorruptible, and we shall be changed.Like so many other prophecies of the second coming believers can’t seem to fully agree on this on
    ion, but haven't quite gotten my business to the point of of having it run successfully without me. That's my next goal -- to have more flexibility in my business so that it's not so dependent on my presence in my office.

    4. Share your business highs and lows with your partner. Every time I have a big business "win", Eric is the first to hear about it. When something doesn't go the way I'd hoped, I tell him first. My business is important to me, as is Eric's job to him, so we both make it a point to ask how the day has gone for the other, and sit and listen patiently to the good and bad portions of each other's day. As we're both problem-solvers, it's difficult for each of us to sometimes simply let the other one vent, as we're already thinking of solutions to whatever situation is at hand. Sometimes one of us has to say, "Do you just want to vent and have me listen?" when one of us shifts into the unwanted problem-solving mode.

    5. Make time for each other. When you have opposing work schedules, as Eric and I have, and add mandatory overtime that Eric has to work frequently during the year, we may see little of each other over the course of a week. We've both gotten good at sensing that we're losing track of each other, and requesting a "date night" so we can talk and play and catch up.

    6. Never go to bed angry. By far, this is the hardest lesson I've had to learn. When I was married, I would get angry at my ex and give him the silent treatment for days because I knew it drove him crazy. Usually by day 3 or so he would crack, and we'd make up. Now that I look back on this, I realize how immature and juvenile this way of fighting is, so the silent treatment is out as a way of fighting in my current relationship. Eric and I have had our share of spats and disagreements, and I'm almost always the first one to wave the white flag for a truce and an end to the argument, usually within the course of an hour or so. Life is just too short to continue to fight in stupid ways, and it's hard to regroup in a relationship if you let something fester overnight.

    7. Forgive each other for being human. It took me a long time to acknowledge that I'm not perfect, and even longer to figure out that no romantic relationship is perfect, either. Give up the notion of perfection and accept each other as you are. One of my great faults in romantic relationships has always been the need to "fix" my partner. I'd see the potential in a guy and stay in a relationship long after it was dead, under the guise of, "Well, if you'd only do this and this and this, you'd be so great, because you have so much potential." Oprah said something along the lines of, "believe what they tell you the first time they tell it." We all bring our quirks, our baggage, and our eccentricities into relationships, and do and say things that drive our partners completely nuts. Remember that forgiveness is divine, and that it'll only be a matter of time before you need forgiveness.

    8. Say "I love you" every day...and mean it. I feel so lucky and so fortunate to have finally met the man of my dreams. I always thought that often-quoted line, "You complete me," that Renee Zellweger's character says to Tom Cruise's character in the movie, Jerry Maguire, was so hokey. However, now that I've found someone with whom I'm so compatible, I've discovered a whole new meaning and nuance to that line. I tell Eric that I love him at least once each and every day, and then go on to tell him some trait or some action he's taken that makes me fall in love with him all over again.

    Being in love and running a business don't have to be mutually exclusive. Both endeavors are hard work, and if you forget that point, you can lose one or the other in a flash. Take time to nourish both your business and your romantic relationship, and discover how having both in your life will make your life all the richer.

    Copyright 2006 Donna Gunter

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