operty they will be hauling. This “declared” value, however, is declared by the moving company in question and is generally based on the pounds being hauled, not the items themselves. This means if an entire load is lost, a whole lot of money can be lost, as well. The exact declared value should be clearly written There’s so much to do to get ready for a big move. It doesn’t matter whether the new home is down the street or across the state line, it’s a good idea to get ready well in advance and do some serious planning. In the middle of the chaos, it’s also a very good idea to make sure possessions are well protected during a move. This is where knowing what kind of insurance different moving companies offer comes in handy.

Most moving companies will offer some form of liability protection built into their contracts. This will cover goods, generally, in the event of an accident, theft or loss. The coverage, however, isn’t always enough to put those hiring them into good spirits if an accident does happen. It’s a very good idea to find out what is automatically offered before deciding the coverage is enough. There are options available if it’s not.

Many moving companies offer valuation of property within the contracts. This isn’t necessarily insurance. What it is, however, is an advanced agreement for the company to accept responsibility for X number of dollars should a problem arise. The valuation, however, is generally a lot less than the actual value of the property.

Most moving companies will offer to cover the declared value of the property they will be hauling. This “declared” value, however, is declared by the moving company in question and is generally based on the pounds being hauled, not the items themselves. This means if an entire load is lost, a whole lot of money can be lost, as well. The exact declared value should be clearly written i

a move. This is where knowing what kind of insurance different moving companies offer comes in handy.

Most moving companies will offer some form of liability protection built into their contracts. This will cover goods, generally, in the event of an accident, theft or loss. The coverage, however, isn’t always enough to put those hiring them into good spirits if an accident does happen. It’s a very good idea to find out what is automatically offered before deciding the coverage is enough. There are options available if it’s not.

Many moving companies offer valuation of property within the contracts. This isn’t necessarily insurance. What it is, however, is an advanced agreement for the company to accept responsibility for X number of dollars should a problem arise. The valuation, however, is generally a lot less than the actual value of the property.

Most moving companies will offer to cover the declared value of the property they will be hauling. This “declared” value, however, is declared by the moving company in question and is generally based on the pounds being hauled, not the items themselves. This means if an entire load is lost, a whole lot of money can be lost, as well. The exact declared value should be clearly written

enough to put those hiring them into good spirits if an accident does happen. It’s a very good idea to find out what is automatically offered before deciding the coverage is enough. There are options available if it’s not.

Many moving companies offer valuation of property within the contracts. This isn’t necessarily insurance. What it is, however, is an advanced agreement for the company to accept responsibility for X number of dollars should a problem arise. The valuation, however, is generally a lot less than the actual value of the property.

Most moving companies will offer to cover the declared value of the property they will be hauling. This “declared” value, however, is declared by the moving company in question and is generally based on the pounds being hauled, not the items themselves. This means if an entire load is lost, a whole lot of money can be lost, as well. The exact declared value should be clearly written

ssarily insurance. What it is, however, is an advanced agreement for the company to accept responsibility for X number of dollars should a problem arise. The valuation, however, is generally a lot less than the actual value of the property.

Most moving companies will offer to cover the declared value of the property they will be hauling. This “declared” value, however, is declared by the moving company in question and is generally based on the pounds being hauled, not the items themselves. This means if an entire load is lost, a whole lot of money can be lost, as well. The exact declared value should be clearly written

operty they will be hauling. This “declared” value, however, is declared by the moving company in question and is generally based on the pounds being hauled, not the items themselves. This means if an entire load is lost, a whole lot of money can be lost, as well. The exact declared value should be clearly written in the contract or bill of lading.

Some moving companies offer to sell extra protection. These policies or add ons will cover either the assessed value or the full value. These last two options will generally cost a little more in the contract prices. These generally provide for the replacement of goods if they are lost, damaged or stolen while in the possession of the moving company.

It’s important for anyone getting ready to move to check with the moving company beforehand to see what kind of coverage they offer. It’s also a good idea to see what is written in the final contract in regard to moving coverage. The bill of lading will, or should, spell out clearly what the mover is responsible for and willing to pay. Read this carefully before deciding if the coverage is enough or if more will be needed.

If you feel it’s important to get extra coverage when looking at moving companies, check with your homeowner’s or rental insurance company. It’s very possible your belongings are already covered. If they’re not, most insurance agencies that handle homeowner’s or rental policies offer temporary transit policies, as well. While these might cost you a little more, it’s a good idea to make sure you’re covered during a move.

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