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    ue (LTV)--up to 65%--on your home. With these, a conforming second mortgage loan can pass an automated underwriting system and
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    There are many factors involved with getting approved for a second mortgage loan including being at the same residence for many years, being at the same job for many years, as well has having low debt to income ratio, high liquid reserves or significant residual income and a high credit score. Your earnings are also considered.

    While your earnings, long-term job stability, length of time at your residence and liquid assets are strong points, the strongest are a high credit score and low loan to value (LTV)--up to 65%--on your home. With these, a conforming second mortgage loan can pass an automated underwriting system and b

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    years, being at the same job for many years, as well has having low debt to income ratio, high liquid reserves or significant residual income and a high credit score. Your earnings are also considered.

    While your earnings, long-term job stability, length of time at your residence and liquid assets are strong points, the strongest are a high credit score and low loan to value (LTV)--up to 65%--on your home. With these, a conforming second mortgage loan can pass an automated underwriting system and

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    residual income and a high credit score. Your earnings are also considered.

    While your earnings, long-term job stability, length of time at your residence and liquid assets are strong points, the strongest are a high credit score and low loan to value (LTV)--up to 65%--on your home. With these, a conforming second mortgage loan can pass an automated underwriting system and

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    length of time at your residence and liquid assets are strong points, the strongest are a high credit score and low loan to value (LTV)--up to 65%--on your home. With these, a conforming second mortgage loan can pass an automated underwriting system and
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    ue (LTV)--up to 65%--on your home. With these, a conforming second mortgage loan can pass an automated underwriting system and be approved without any other documentation (besides the appraisal, FICO credit scores and credit reports). Although, huge liquid reserves could also help get some lenders to waive some underwriting guidelines.

    A credit score of over 620 can get you a decent interest rate, but the rates are more prime with scores over 680 and better still with scores over 700. Scores over 740 basically put you in the driver's seat. So, a good credit score allows the lender to offer a higher loan amount and better in

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