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    Locking in your loan is the process where your loan originator guarantees your rate and any points you have agreed to pay. “Locking” is a deceptive term; what you think you’re getting isn’t actually what you were qualified for. Here are several tips regarding rate locks to help you avoid overpaying when mortga
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    guarantees your rate and any points you have agreed to pay. “Locking” is a deceptive term; what you think you’re getting isn’t actually what you were qualified for. Here are several tips regarding rate locks to help you avoid overpaying when mortg
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    Locking” is a deceptive term; what you think you’re getting isn’t actually what you were qualified for. Here are several tips regarding rate locks to help you avoid overpaying when mortg
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    n’t actually what you were qualified for. Here are several tips regarding rate locks to help you avoid overpaying when mortg
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    s regarding rate locks to help you avoid overpaying when mortgage refinancing.

    Your loan originator is the retail mortgage company that provides you a written guarantee of the interest rate and points you were qualified. The loan originator does not qualify you for an interest rate or actually guarantees

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