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    om their customers, and then take the money and invest it. When the Enron debacle and other financial scandals hit Wall Street beginning in 2001, insurance companies were invested heavily in the sto
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    The 109th Congress took as one of its favorite causes the issue of tort reform, passing legislation that severely limited an injured party’s right to sue and collect damages, and there is an ongoing debate on further restrictions on the ability of people to sue. One thing that is brought up repeatedly is medical malpractice insurance. The rates have skyrocketed, and the Bush administration and former Republican majority in Congress have blamed lawsuits for the rise.

    Lawsuits do have an impact on medical malpractice insurance rates. But what Bush and his Republican friends don’t mention is that lawsuits have had only a relatively small effect on the cost of insurance. For the real blame, one has to look elsewhere.

    Insurance companies rake in billions of dollars a year from their customers, and then take the money and invest it. When the Enron debacle and other financial scandals hit Wall Street beginning in 2001, insurance companies were invested heavily in the stoc

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    debate on further restrictions on the ability of people to sue. One thing that is brought up repeatedly is medical malpractice insurance. The rates have skyrocketed, and the Bush administration and former Republican majority in Congress have blamed lawsuits for the rise.

    Lawsuits do have an impact on medical malpractice insurance rates. But what Bush and his Republican friends don’t mention is that lawsuits have had only a relatively small effect on the cost of insurance. For the real blame, one has to look elsewhere.

    Insurance companies rake in billions of dollars a year from their customers, and then take the money and invest it. When the Enron debacle and other financial scandals hit Wall Street beginning in 2001, insurance companies were invested heavily in the sto

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    former Republican majority in Congress have blamed lawsuits for the rise.

    Lawsuits do have an impact on medical malpractice insurance rates. But what Bush and his Republican friends don’t mention is that lawsuits have had only a relatively small effect on the cost of insurance. For the real blame, one has to look elsewhere.

    Insurance companies rake in billions of dollars a year from their customers, and then take the money and invest it. When the Enron debacle and other financial scandals hit Wall Street beginning in 2001, insurance companies were invested heavily in the sto

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    tion is that lawsuits have had only a relatively small effect on the cost of insurance. For the real blame, one has to look elsewhere.

    Insurance companies rake in billions of dollars a year from their customers, and then take the money and invest it. When the Enron debacle and other financial scandals hit Wall Street beginning in 2001, insurance companies were invested heavily in the sto

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    om their customers, and then take the money and invest it. When the Enron debacle and other financial scandals hit Wall Street beginning in 2001, insurance companies were invested heavily in the stock market; and when the stock market took a dive, the insurance companies took a bath. Up went insurance rates on just about everything.

    I do believe that lawsuits can get out of hand, and that exorbitant damages are sometimes awarded. But rather than restricting access to the courts or putting a mandatory cap on damages, why not take a deeper look?

    Some people are motivated to sue simply for monetary gain, but, particularly with medical malpractice cases, others want justice, and to blow the whistle on incompetent or careless physicians. Too often a monetary settlement will occur and then the doctor will go right back to practicing medicine, with no consequences, and with the details o

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