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    Many types of life insurance policies are often pushed by agents because of the commissions that they generate from them. For a traditional insurance policy the agent could be looking at 10-20 years worth of commissions, which all adds up to higher costs for your when trying to obtain a policy. There is an alternative in no load policies that take out the traditional commission and marketing fees and usually are sold for a flat fee by the
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    the traditional commission and marketing fees and usually are sold for a flat fee by the broker. Some of these policies are even sold directly to consumers by the insurance companies eliminating the agent altogether.

    No-load life insurance is offered mainly through financial brokers who may work with a number of different insurers. They will usually receive a flat fee based on the size and length of the policy. One of the greatest

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