could be simpler? Consider the HMO plans if you want to simplify decision-making and pay predictable out-of-pocket costs. Protect Your Health and Financial Future Even if you're healthy, you could be caught off-guard by an unexpected illness, injury or serious accident. Medical care can quickly add up to a staggering Blue Cross HMO plans are designed to benefit a range of life stages and priorities

• Those wanting to pay predictable out-of-pocket health care costs
• Those wanting simple, comprehensive coverage where a primary care physician coordinates their health care services
• Couples planing a family
• Families with children

Without health coverage, you could pay an average of $9,328 a day in the hospital. Get the protection you need. HMO Plans It's all about simplicity. HMOs could be the right choice if you want to simplify decision-making, get valuable benefits and pay predictable out-of-pocket costs. Blue Cross of California offers you three HMO choices:

• The Select HMO Plan utilizes its own network in 22 California counties, so more people can take advantage of comprehensive coverage at lower monthly premiums
• Our HMO Saver Plan offers comprehensive coverage, and its annual deductible design helps keep monthly premiums lower
• The Individual HMO Plan provides immediate, no-deductible, comprehensive benefits

If you enroll in one of the HMO plans, you'll choose a primary care physician to coordinate your health care services. That doctor will also authorize referrals to any specialists you may need. What could be simpler? Consider the HMO plans if you want to simplify decision-making and pay predictable out-of-pocket costs. Protect Your Health and Financial Future Even if you're healthy, you could be caught off-guard by an unexpected illness, injury or serious accident. Medical care can quickly add up to a staggering renWithout health coverage, you could pay an average of $9,328 a day in the hospital. Get the protection you need. HMO Plans It's all about simplicity. HMOs could be the right choice if you want to simplify decision-making, get valuable benefits and pay predictable out-of-pocket costs. Blue Cross of California offers you three HMO choices:

• The Select HMO Plan utilizes its own network in 22 California counties, so more people can take advantage of comprehensive coverage at lower monthly premiums
• Our HMO Saver Plan offers comprehensive coverage, and its annual deductible design helps keep monthly premiums lower
• The Individual HMO Plan provides immediate, no-deductible, comprehensive benefits

If you enroll in one of the HMO plans, you'll choose a primary care physician to coordinate your health care services. That doctor will also authorize referrals to any specialists you may need. What could be simpler? Consider the HMO plans if you want to simplify decision-making and pay predictable out-of-pocket costs. Protect Your Health and Financial Future Even if you're healthy, you could be caught off-guard by an unexpected illness, injury or serious accident. Medical care can quickly add up to a staggering Cross of California offers you three HMO choices:

• The Select HMO Plan utilizes its own network in 22 California counties, so more people can take advantage of comprehensive coverage at lower monthly premiums
• Our HMO Saver Plan offers comprehensive coverage, and its annual deductible design helps keep monthly premiums lower
• The Individual HMO Plan provides immediate, no-deductible, comprehensive benefits

If you enroll in one of the HMO plans, you'll choose a primary care physician to coordinate your health care services. That doctor will also authorize referrals to any specialists you may need. What could be simpler? Consider the HMO plans if you want to simplify decision-making and pay predictable out-of-pocket costs. Protect Your Health and Financial Future Even if you're healthy, you could be caught off-guard by an unexpected illness, injury or serious accident. Medical care can quickly add up to a staggering s keep monthly premiums lower

The Individual HMO Plan provides immediate, no-deductible, comprehensive benefits

If you enroll in one of the HMO plans, you'll choose a primary care physician to coordinate your health care services. That doctor will also authorize referrals to any specialists you may need. What could be simpler? Consider the HMO plans if you want to simplify decision-making and pay predictable out-of-pocket costs. Protect Your Health and Financial Future Even if you're healthy, you could be caught off-guard by an unexpected illness, injury or serious accident. Medical care can quickly add up to a staggering could be simpler? Consider the HMO plans if you want to simplify decision-making and pay predictable out-of-pocket costs. Protect Your Health and Financial Future Even if you're healthy, you could be caught off-guard by an unexpected illness, injury or serious accident. Medical care can quickly add up to a staggering financial loss. The Blue Cross HMO plans can help limit your out-of-pocket expenses, protect your assets and safeguard your future earnings. You can get even more value from your health plan by taking advantage of programs and services to help you stay healthy - such as preventive care screening, health and wellness programs, and a personalized online resource, Healthy Living powered by WebMD.

Blue Cross of California HMO plans feature:

• Low, predictable out-of-pocket costs for health care services
• Comprehensive health coverage, including maternity benefits
• Unlimited office visits (including professional services) for just $10 ($25 for Select HMO) copay
• Access to network doctors and specialists in your community
• Self-referral in your participating medical group for OB/GYN care
• Preventative care options to help you and your family stay healthy
• Out-of-state coverage for emergency services

Select HMO: More Accessible. More Affordable. Available in 22 California counties, the Select HMO Plan offers comprehensive coverage at a great price. With easy-to-understand benefits, no annual deductible and $25 copays for doctors' office visits and preventive care, this HMO plan makes coverage more affordable than ever. The Select HMO Plan uses its