anley, PhD. He writes that most millionaires are normal folk, who don’t look, dress or eat or act like our North American perception of millionaires.

Here are a few research statistics quoted from “The Millionaire Next Door."

· “We live well below our means. We wear inexpensive suits and drive American-

I’ve always been intrigued by wealth in our North American society. I would like to share some of my core findings and get you on the way to becoming wealthy and fulfilled. First, a few questions.

Are your core values in line with most millionaires?
Are you setting wealth goals and tracking them honestly in order to substantially increase your net worth?
Who are you? Is wealth part of your life equation?

What does it mean to be a fulfilled millionaire?

Pick up any newspaper and you’ll see there is plenty of news about millionaires. They seem to be proliferating like bunny rabbits. Each year the North American millionaire ranks grow. Let’s be crystal clear, being a millionaire means having a net worth of a million dollars. In accountant geek talk, this means having more assets then liabilities. Just because you live in a big house and drive a flashy car (with that pretty scarf around your neck) doesn’t necessarily mean you are a millionaire. Underneath all that chutzpah may be huge loans and the ever-mounting credit card debt. And don’t get me going about credit card debt – there’s another subject that has seen plenty of news coverage lately.

One of my favourite books is the well-researched “The Millionaire Next Door” by Thomas J. Stanley, PhD. He writes that most millionaires are normal folk, who don’t look, dress or eat or act like our North American perception of millionaires.

Here are a few research statistics quoted from “The Millionaire Next Door."

· “We live well below our means. We wear inexpensive suits and drive American-m

to substantially increase your net worth?
Who are you? Is wealth part of your life equation?

What does it mean to be a fulfilled millionaire?

Pick up any newspaper and you’ll see there is plenty of news about millionaires. They seem to be proliferating like bunny rabbits. Each year the North American millionaire ranks grow. Let’s be crystal clear, being a millionaire means having a net worth of a million dollars. In accountant geek talk, this means having more assets then liabilities. Just because you live in a big house and drive a flashy car (with that pretty scarf around your neck) doesn’t necessarily mean you are a millionaire. Underneath all that chutzpah may be huge loans and the ever-mounting credit card debt. And don’t get me going about credit card debt – there’s another subject that has seen plenty of news coverage lately.

One of my favourite books is the well-researched “The Millionaire Next Door” by Thomas J. Stanley, PhD. He writes that most millionaires are normal folk, who don’t look, dress or eat or act like our North American perception of millionaires.

Here are a few research statistics quoted from “The Millionaire Next Door."

· “We live well below our means. We wear inexpensive suits and drive American-

merican millionaire ranks grow. Let’s be crystal clear, being a millionaire means having a net worth of a million dollars. In accountant geek talk, this means having more assets then liabilities. Just because you live in a big house and drive a flashy car (with that pretty scarf around your neck) doesn’t necessarily mean you are a millionaire. Underneath all that chutzpah may be huge loans and the ever-mounting credit card debt. And don’t get me going about credit card debt – there’s another subject that has seen plenty of news coverage lately.

One of my favourite books is the well-researched “The Millionaire Next Door” by Thomas J. Stanley, PhD. He writes that most millionaires are normal folk, who don’t look, dress or eat or act like our North American perception of millionaires.

Here are a few research statistics quoted from “The Millionaire Next Door."

· “We live well below our means. We wear inexpensive suits and drive American-

ou are a millionaire. Underneath all that chutzpah may be huge loans and the ever-mounting credit card debt. And don’t get me going about credit card debt – there’s another subject that has seen plenty of news coverage lately.

One of my favourite books is the well-researched “The Millionaire Next Door” by Thomas J. Stanley, PhD. He writes that most millionaires are normal folk, who don’t look, dress or eat or act like our North American perception of millionaires.

Here are a few research statistics quoted from “The Millionaire Next Door."

· “We live well below our means. We wear inexpensive suits and drive American-

anley, PhD. He writes that most millionaires are normal folk, who don’t look, dress or eat or act like our North American perception of millionaires.

Here are a few research statistics quoted from “The Millionaire Next Door."

· “We live well below our means. We wear inexpensive suits and drive American-made cars. Only a minority of us drive the current-model-year automobile. Only a minority ever lease our motor vehicles.”
· “Most of our wives are planners and meticulous budgeters. In fact, only 18 percent of us disagreed with the statement, ‘Charity begins at home.’ Most of us will tell you that our wives are a lot more conservative with money than we are.”
· “We have more than six and one-half times the level of wealth of our nonmillionaire neighbours, but, in our neighbourhood, these nonmillionaires outnumber us better than three to one. Could it be that they have chosen to trade wealth for acquiring high-status material possessions?”

See the point? It isn’t about putting your high consumption lifestyle on display. It isn’t about trying to be Tiger Woods, Brad Pitt, Donald Trump or any other highflying celebrity. It’s about being thrifty, having more appreciable assets then debt, keeping a budget, investing, elbow grease and most importantly clearly understanding who you are, your core values, and instituting clear goals and habits.

What are a few core values most millionaires might have?

· Freedom: Freedom might mean worrying less about credit card debt -- or any debt, for that matter.
· Control: Control may mean underst