Actual for You
#1 in Business Subscribe Email Print

You are here: Home > Finance > Personal Finance > Saving Money or Stealing? When Frugal Becomes Just Plain Cheap

Tags

  • meeting
  • separately
  • child
  • special occasion
  • running short
  • really irked

  • Links

  • Gel Candles - An Alternative To Wax Candles
  • Hero's Journey (Monomyth) and Story Structure: Transformation by Numbers
  • The Truth To Working At Home
  • Actual for You - Saving Money or Stealing? When Frugal Becomes Just Plain Cheap

    Money Matters: Borrower and Lender at the Workplace
    Your colleague at the workplace is short of cash. Going to the Accounts office for a salary advance is out of the question for he was there last week. He comes to you…"Hi, bro, do you have a minute?" he says, his eyes searching your face. "Sure, can I help you?" you say, putting your pen down to look at him. "Well, I have a slight problem and I believe you can help a brother out." You are all ears now as you half think – half guess what he is driving at and try to work out a reply. But as it were, he is a 'professional' at this game. He's done it so many times that he doesn't suffer from 'conscience pinch'. "Lend me some cash; I'll pay you back at the end o
    to use it for a few times and even if you do, that's only OK if it is a rental store. If an item breaks, doesn't work or is not the right color, it is fine to return it. If you just needed it "for a few times" (like a dress for a special occasion) and know you won't use it again, you're stealing if you return it.

    If you eat a food item with a guarantee on the box and it tast

    How to Write an Ebook Quickly and Easily I
    How to Write an Ebook IOnce you have learned how to write an ebook, what seemed a daunting task will suddenly become easy and you will be able to run them off at will whenever you need some extra cash.There are some essential steps to take in writing an ebook, and the first of these is to select a topic. This is not as easy as it seems. Do you know enough about anything to write a book about it? Possibly, and possibly not, but if so, what do you write, and if not, what do you write? The same question, whether you know enough about a subject or not. Both questions, believe it or not, have the same approach as the answer.First of all, you cannot j
    There are times when it's tempting to lie, steal or break one of the other 10 Commandments to get a good deal but, in living frugally, we all need to stick to being honest. This is not always easy to do, but I want to give some examples that may help you stay honest. Here are some common tactics that some people use that are unethical and sometimes illegal:

    Stealing "Free" Merchandise - This one really irked me! We needed some labels for the business. UPS gives their customers free unlimited labels as needed for packing when shipping with UPS. We purchased labels from a lady on Ebay. When we received them, they arrived from the UPS shipping center. The lady told us that was her "other office"! What she did is take our money and then call UPS as if she were me and have them send me "free" labels. The gaul! I confronted her and reported it to UPS. I should have known it was a "too good to be true" deal! Incidentally, this particular lady had made tens of thousands of dollars on Ebay sales of UPS "free" labels. This is not only dishonorable, but illegal.

    You need some pens because you are running short so you take a handful from a store that is giving them out. This is stealing. If you take one, that's fine. Unless they tell you to take them all, it is tacky to take a large number of them. They're offering them simply as a courtesy.

    You buy an item and you use it a few times and then return it because you're done with it. Stealing and lying. You probably won't tell the sales clerk you just needed to use it for a few times and even if you do, that's only OK if it is a rental store. If an item breaks, doesn't work or is not the right color, it is fine to return it. If you just needed it "for a few times" (like a dress for a special occasion) and know you won't use it again, you're stealing if you return it.

    If you eat a food item with a guarantee on the box and it tast

    Guaranteed Selling: I'm Sure You’re Going To Love It!
    Recently, I wrote an article about the awesome value of using guarantees in selling.When properly crafted and communicated, they lower buyers’ perceived risks, making them inclined to agree faster, more often, and to purchase in larger quantities.Very few people, statistically, will undo deals, so the advantages of guarantees tend to outweigh the disadvantages.But there is a warning I should issue.You have to make sure that your MESSAGE doesn’t backfire; that you don’t oversell the “out-clause” so much that you train your buyers to do the wrong thing, in droves.Specifically, you never want to design your presentation so your CLOSE-LI
    Merchandise - This one really irked me! We needed some labels for the business. UPS gives their customers free unlimited labels as needed for packing when shipping with UPS. We purchased labels from a lady on Ebay. When we received them, they arrived from the UPS shipping center. The lady told us that was her "other office"! What she did is take our money and then call UPS as if she were me and have them send me "free" labels. The gaul! I confronted her and reported it to UPS. I should have known it was a "too good to be true" deal! Incidentally, this particular lady had made tens of thousands of dollars on Ebay sales of UPS "free" labels. This is not only dishonorable, but illegal.

    You need some pens because you are running short so you take a handful from a store that is giving them out. This is stealing. If you take one, that's fine. Unless they tell you to take them all, it is tacky to take a large number of them. They're offering them simply as a courtesy.

    You buy an item and you use it a few times and then return it because you're done with it. Stealing and lying. You probably won't tell the sales clerk you just needed to use it for a few times and even if you do, that's only OK if it is a rental store. If an item breaks, doesn't work or is not the right color, it is fine to return it. If you just needed it "for a few times" (like a dress for a special occasion) and know you won't use it again, you're stealing if you return it.

    If you eat a food item with a guarantee on the box and it tast

    Secrets to Effective Staff Meetings
    The following typical staff meeting statistics were compiled from a Survey conducted by GroupSystems :The typical staff meeting is 50 minutes - 16 minutes wasted on inefficiencies - 59% do not take meeting minutes -68% said input from meeting is used rarely or not at all What can you do about it?Schedule in advance. If it is not an emergency, schedule one to two weeks in advance. Include start time, stop time and Topics. Prepare an Agenda, and stick to it.Have a Theme . Focus on One to Three Topics, no more than that. On the Agenda, include ten minutes for Open Discussion and feedback at the end of the meeting.S
    were me and have them send me "free" labels. The gaul! I confronted her and reported it to UPS. I should have known it was a "too good to be true" deal! Incidentally, this particular lady had made tens of thousands of dollars on Ebay sales of UPS "free" labels. This is not only dishonorable, but illegal.

    You need some pens because you are running short so you take a handful from a store that is giving them out. This is stealing. If you take one, that's fine. Unless they tell you to take them all, it is tacky to take a large number of them. They're offering them simply as a courtesy.

    You buy an item and you use it a few times and then return it because you're done with it. Stealing and lying. You probably won't tell the sales clerk you just needed to use it for a few times and even if you do, that's only OK if it is a rental store. If an item breaks, doesn't work or is not the right color, it is fine to return it. If you just needed it "for a few times" (like a dress for a special occasion) and know you won't use it again, you're stealing if you return it.

    If you eat a food item with a guarantee on the box and it tast

    20 Ways To Increase Your Traffic And Sales Using Free Follow-Up Autoresponder Courses
    An autoresponder course is a group of articles or information set up to be sent out separately over a set period of time by e-mail. People just e-mail your autoresponder to receive the free course and it is sent out automatically over time. You can find free follow-up autoresponders to use by typing it into any search engine. Below are ten ways to use them to increase your traffic and sales.1. Offer your course as a free bonus for purchasing one of your main products or services. People will buy your products quicker when you offer a bonus.2. When you write and give away a free course you will become known as an expert. This'll gain people's t
    rom a store that is giving them out. This is stealing. If you take one, that's fine. Unless they tell you to take them all, it is tacky to take a large number of them. They're offering them simply as a courtesy.

    You buy an item and you use it a few times and then return it because you're done with it. Stealing and lying. You probably won't tell the sales clerk you just needed to use it for a few times and even if you do, that's only OK if it is a rental store. If an item breaks, doesn't work or is not the right color, it is fine to return it. If you just needed it "for a few times" (like a dress for a special occasion) and know you won't use it again, you're stealing if you return it.

    If you eat a food item with a guarantee on the box and it tast

    Troubles on the Back End
    If MSN® adCenter has an Achilles' heel, it’s on the back end. While this new pay-per-click, or PPC, advertising platform has some innovative targeting and analytic features, search marketers find using them can be messy.While adCenter supports a simple campaign well enough, difficulties arise when search-engine marketers, or SEM's, try to simultaneously manage complex, high-volume campaigns for their clients. For instance, adCenter ads and keywords must be set up separately and individually. Uploading the same data with Google™ and Yahoo!® can be accomplished by uploading a single spreadsheet. The additional set-up time adds considerable cost to managing an ad
    to use it for a few times and even if you do, that's only OK if it is a rental store. If an item breaks, doesn't work or is not the right color, it is fine to return it. If you just needed it "for a few times" (like a dress for a special occasion) and know you won't use it again, you're stealing if you return it.

    If you eat a food item with a guarantee on the box and it tastes nasty, return it. That's why they offer a guarantee. If you eat the entire contents of the box first and return the mostly-empty box, it probably wasn't actually nasty.

    If you try to pass off your 14 year old child as a 12 year old so that you only have to pay for a child's meal, you are lying and teaching your child that lying is good when it benefits you.

    If you go to a restaurant where it is customary to tip, tip the customary amount (usually 15%) if the service is reasonably good. If you get good service and fail to tip, you are stealing from the server. If you can't afford the tip, go to a restaurant where it is not customary to tip (like a fast-food restaurant). If your whole family shares one entree and your kids leave a mess of ground up crackers reaching out eight feet from the table in every direction, don't just tip on the one entree. Tip on the work you create for the server.

    If you find a "great deal" that you can't live without but you don't have the money in your checking account, don't write a check. Let it be the "one that got away" If you knowingly write a bad check, you are stealing and lying.

    If you find a "great deal", buy it and then hide it from your husband, you're lying (unless it's his birthday present ;-). If you have to hide it, you know you're doing something wrong.

    If you charge up your credit cards with frivolous things like shopping and eating out and then declare bankruptcy, you are stealing from the credit card company and from everyone w

    HTTP = HTML link (for blogs, profiles,phorums):
    <a href="http://www.actual4u.com/article/115616/actual4u-Saving-Money-or-Stealing-When-Frugal-Becomes-Just-Plain-Cheap.html">Saving Money or Stealing? When Frugal Becomes Just Plain Cheap</a>

    BB link (for phorums):
    [url=http://www.actual4u.com/article/115616/actual4u-Saving-Money-or-Stealing-When-Frugal-Becomes-Just-Plain-Cheap.html]Saving Money or Stealing? When Frugal Becomes Just Plain Cheap[/url]

    Related Articles:

    Maximizing Your Credit Card Rewards

    What To Look For When Searching For A Student Loan Consolidation Company

    Save Money with Easy Grocery Rebate Programs

    Bookmark it: del.icio.us digg.com reddit.com netvouz.com google.com yahoo.com technorati.com furl.net bloglines.com socialdust.com ma.gnolia.com newsvine.com slashdot.org simpy.com shadows.com blinklist.com