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    d for the life of the home loan, say 15-30 years, regardless of increases or decreases in market rates. This type of
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    So...you're about to buy a property and need a home loan... Where do you begin?

    Whether you are a first home buyer, have bought and sold several times, are re-financing, seeking an equity loan, or even a reverse motgage - there are a lot of thing to consider...

    Do you choose fixed rate, variable rate, adjustable rate - or interest only. Rates, fees, costs - can all vary.

    Let's have a look at the differences:

    Fixed Interest Rate - usually fixed for the life of the home loan, say 15-30 years, regardless of increases or decreases in market rates. This type of h

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    yer, have bought and sold several times, are re-financing, seeking an equity loan, or even a reverse motgage - there are a lot of thing to consider...

    Do you choose fixed rate, variable rate, adjustable rate - or interest only. Rates, fees, costs - can all vary.

    Let's have a look at the differences:

    Fixed Interest Rate - usually fixed for the life of the home loan, say 15-30 years, regardless of increases or decreases in market rates. This type of

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    re a lot of thing to consider...

    Do you choose fixed rate, variable rate, adjustable rate - or interest only. Rates, fees, costs - can all vary.

    Let's have a look at the differences:

    Fixed Interest Rate - usually fixed for the life of the home loan, say 15-30 years, regardless of increases or decreases in market rates. This type of

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    tes, fees, costs - can all vary.

    Let's have a look at the differences:

    Fixed Interest Rate - usually fixed for the life of the home loan, say 15-30 years, regardless of increases or decreases in market rates. This type of

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    d for the life of the home loan, say 15-30 years, regardless of increases or decreases in market rates. This type of home loan is ideal for those on a budget - as you always know what your repayments are.

    Adjustable (Variable) Interest Rate - this type of home loan allows the interest rate to be adjusted according to the current market rates -usually adjusted at the end of pre-determined periods. These tend to have lower monthly payments and are more flexible than fixed.

    Balloon Home Loan - this is fixed amount payments for a period of time and then one large payment (ba

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