t objectives, giving the impression that their strategy hasn't changed. However, if you study carefully their asset allocation, sometimes their actions don't match from the stated objectives. Thus, if something different had been done, fund managers should be transparent about it so that investors know if the investment strategy has changed or varied.

Unit trust fund companies should reveal their monthly fund flows. Fund movement is useful in determining whether an increase or decrease in the fund's net asset value (NAV) is due to money coming in and out of the fund or as a

Keeping track of your investment can be boring, especially if they are not doing well. That's why, for some of us, reports and statements from unit trust fund companies end up in the rubbish bin or at the bottom of our tray, unread.

However, these statements and reports are important as they let us know how our investments are doing. Statements are more personalized in that they tell us how our investments are doing, while reports give us the bigger picture; how the fund we have invested in is doing, its financial position, its income and expenses for the year and so on.

Investors; both future and current should read important literature like prospectuses, newsletters and interim and annual reports. The prospectus lists the fund's objectives, investing strategy, the risks involved, fees and charges, fund size investment, management team's background and experience.

The prospectus provides information about the funds offered, but unfortunately, most investors don't bother with fund reports, for whatever reasons. They could be too complicated or there could be too much information. These documents should be read by future investors too, as they contain material information that may not be available in other disclosure documents.

Those who are used to reading annual reports will find that they're not that difficult to understand. Currently, industry observers and participants say the current reporting requirements provide sufficient details to allow the investor to evaluate the fund's performance.

The disclosure requirements are already quite comprehensive; for instance, breakdown of income into realized and unrealized portions, basis of valuations, benchmarks and comparisons and disclosure of significant events. For the savvy investor, the report should be sufficient for them to assess the fund management and the fund performance.

However, that it would be good if unit trust fund companies could be more open in certain areas like their investment report. For instance, their strategies and policies for the period should match their actual actions and not be what they should have done or just a regurgitation of their investment objectives.

Usually in their disclosure of investment activities for the period, fund managers tend to just repeat what they've said in their investment objectives, giving the impression that their strategy hasn't changed. However, if you study carefully their asset allocation, sometimes their actions don't match from the stated objectives. Thus, if something different had been done, fund managers should be transparent about it so that investors know if the investment strategy has changed or varied.

Unit trust fund companies should reveal their monthly fund flows. Fund movement is useful in determining whether an increase or decrease in the fund's net asset value (NAV) is due to money coming in and out of the fund or as a r

p>Investors; both future and current should read important literature like prospectuses, newsletters and interim and annual reports. The prospectus lists the fund's objectives, investing strategy, the risks involved, fees and charges, fund size investment, management team's background and experience.

The prospectus provides information about the funds offered, but unfortunately, most investors don't bother with fund reports, for whatever reasons. They could be too complicated or there could be too much information. These documents should be read by future investors too, as they contain material information that may not be available in other disclosure documents.

Those who are used to reading annual reports will find that they're not that difficult to understand. Currently, industry observers and participants say the current reporting requirements provide sufficient details to allow the investor to evaluate the fund's performance.

The disclosure requirements are already quite comprehensive; for instance, breakdown of income into realized and unrealized portions, basis of valuations, benchmarks and comparisons and disclosure of significant events. For the savvy investor, the report should be sufficient for them to assess the fund management and the fund performance.

However, that it would be good if unit trust fund companies could be more open in certain areas like their investment report. For instance, their strategies and policies for the period should match their actual actions and not be what they should have done or just a regurgitation of their investment objectives.

Usually in their disclosure of investment activities for the period, fund managers tend to just repeat what they've said in their investment objectives, giving the impression that their strategy hasn't changed. However, if you study carefully their asset allocation, sometimes their actions don't match from the stated objectives. Thus, if something different had been done, fund managers should be transparent about it so that investors know if the investment strategy has changed or varied.

Unit trust fund companies should reveal their monthly fund flows. Fund movement is useful in determining whether an increase or decrease in the fund's net asset value (NAV) is due to money coming in and out of the fund or as a

ey contain material information that may not be available in other disclosure documents.

Those who are used to reading annual reports will find that they're not that difficult to understand. Currently, industry observers and participants say the current reporting requirements provide sufficient details to allow the investor to evaluate the fund's performance.

The disclosure requirements are already quite comprehensive; for instance, breakdown of income into realized and unrealized portions, basis of valuations, benchmarks and comparisons and disclosure of significant events. For the savvy investor, the report should be sufficient for them to assess the fund management and the fund performance.

However, that it would be good if unit trust fund companies could be more open in certain areas like their investment report. For instance, their strategies and policies for the period should match their actual actions and not be what they should have done or just a regurgitation of their investment objectives.

Usually in their disclosure of investment activities for the period, fund managers tend to just repeat what they've said in their investment objectives, giving the impression that their strategy hasn't changed. However, if you study carefully their asset allocation, sometimes their actions don't match from the stated objectives. Thus, if something different had been done, fund managers should be transparent about it so that investors know if the investment strategy has changed or varied.

Unit trust fund companies should reveal their monthly fund flows. Fund movement is useful in determining whether an increase or decrease in the fund's net asset value (NAV) is due to money coming in and out of the fund or as a

ts. For the savvy investor, the report should be sufficient for them to assess the fund management and the fund performance.

However, that it would be good if unit trust fund companies could be more open in certain areas like their investment report. For instance, their strategies and policies for the period should match their actual actions and not be what they should have done or just a regurgitation of their investment objectives.

Usually in their disclosure of investment activities for the period, fund managers tend to just repeat what they've said in their investment objectives, giving the impression that their strategy hasn't changed. However, if you study carefully their asset allocation, sometimes their actions don't match from the stated objectives. Thus, if something different had been done, fund managers should be transparent about it so that investors know if the investment strategy has changed or varied.

Unit trust fund companies should reveal their monthly fund flows. Fund movement is useful in determining whether an increase or decrease in the fund's net asset value (NAV) is due to money coming in and out of the fund or as a

t objectives, giving the impression that their strategy hasn't changed. However, if you study carefully their asset allocation, sometimes their actions don't match from the stated objectives. Thus, if something different had been done, fund managers should be transparent about it so that investors know if the investment strategy has changed or varied.

Unit trust fund companies should reveal their monthly fund flows. Fund movement is useful in determining whether an increase or decrease in the fund's net asset value (NAV) is due to money coming in and out of the fund or as a result of investments value going up and down. Monthly breakdowns are more telling and indicating whether the movements in NAV is due to performance or money going in and out of the fund.

Investors should at least pay attention to some important facts; for instance, the manager's report on the fund's investment strategies will provide investors with some insight as to how the fund is being managed and allows investors to compare the fund's strategies with their own strategies.

Last but not least, investors should look for significant events that could materially affect their interests such as change of fund managers and investment committee members, any compliance with guidelines, change of investment objectives or policies, major change of shareholders and other similar events that could affect the performance of the fund.